78 Gilman St, Springfield, MA 01118 Property Records

Hampden County and Springfield City property record for 78 Gilman St, Springfield, MA 01118

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 750 sqft · built 1942
Lot Size	0.119 acres (5,205 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Feb 2025)
Tax Bill	$3,562 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Feb 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:05670 P:0017`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:05670 P:0017`
Alternative APN	`56700017`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	750 sqft Living Area
1st Floor Area	750 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	5,205 sqft (0.119 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	56700017
Street Address	78 GILMAN ST
City	SPRINGFIELD
State	MA
Zip	01118-2243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	SUFFIELD STREET COOPER STREET
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	5
Census Block	5007
Census Tract	802500

Owner

78 Gilman St is owned by an individual who bought it in February 2025.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1514 MEMORIAL DR, CHICOPEE, MA 01020-3957
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Deed of Trust, Mortgage · Commercial Mortgage POLISH NATIONAL CU
Feb 27, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NORTHPOINT MORTGAGE INC
Aug 29, 2018	Foreclosure DANIEL BURACK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2025 · Amount on File
Deed Sale	Feb 27, 2025 · Amount on File
Prior Sale	Aug 29, 2018 · Amount on File
Deed Book / Page	25772 / 52
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	78 GILMAN ST, SPRINGFIELD, MA 01118-2243
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024073-58
Date	Aug 20, 2021
Book Page	24073/58
Instrument	58709

Lender

Name	POLISH NATIONAL CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Feb 27, 2025
Property Address	78 GILMAN ST, SPRINGFIELD, MA 01118-2243
Document Number	0025772-52
Book / Page	25772 / 52
Instrument Date	Feb 27, 2025
Instrument	8665
Transaction Type	Transfer
Record Updated	Mar 14, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1514 MEMORIAL DR, CHICOPEE, MA 01020-3957

Mortgage

Document Number	0000008666
Date	Feb 27, 2025
Instrument	8666

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	0025772-71
Date	Feb 27, 2025
Book Page	25772/71
Instrument	8667

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2040

August 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	SPRINGFIELD MA
Recording Date	Aug 29, 2018
Property Address	78 GILMAN ST, SPRINGFIELD, MA 01118-2243
Document Number	22335-411
Book / Page	022335 / 000411
Instrument Date	Dec 27, 2017
Instrument	51677
Transaction Type	Foreclosure
Record Updated	Jan 15, 2019

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,069.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	444A N MAIN ST #315 EAST LONGMEADOW MA 010281812, 315, EAST LONGMEADOW, MA 01028-1812

Mortgage

Document Number	22335-417
Date	Aug 29, 2018
Book Page	022335/000417
Instrument	51680

Lender

Name	DANIEL BURACK

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 78 Gilman St was $3,562, up 26.4% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,562.00 (+26.36%)	$230,400 (+28.14%) Land $45,600 Building $184,800	$242,019 (+0.22%)
2025	$2,819.00	$179,800 Land $45,600 Building $134,200	$241,490 (-50.75%)
2024			$490,295
2023	$2,423.00	$142,100 Land $43,400 Building $98,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 78 Gilman St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 78 Gilman St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: Spectrum.

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