87 Ely Rd, Monson, MA 01057 Property Records

Hampden County and Monson Town property record for 87 Ely Rd, Monson, MA 01057

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,968 sqft · built 2007
Lot Size	1.38 acres (60,113 sqft)
Owner	2 Individual Names on Record
Last Sale	$237,900 (Oct 2008)
Tax Bill	$6,187 (2025)
Deeds & Mortgages	May 2026 Line of Credit Dec 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:0096 P:001G`

Property Details

APN / Parcel Number

Primary APN	`M:0096 P:001G`
Alternative APN	`MONS M:096 B:001G`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,968 sqft Living Area
Gross Area	3,514 sqft
1st Floor Area	1,036 sqft
Basement Area	1,036 sqft
Unfinished Basement	308 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	60,113 sqft (1.38 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	87 ELY RD
City	MONSON
State	MA
Zip	01057-9785
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Subdivision	FARQUHAR LAND PRESERVATION TRU
Legal Block	1G
Jurisdiction	MONSON MA
Township / Civil Division	MONSON
Census Block Group	2
Census Block	2000
Census Tract	813702

Owner

Source: Hampden County and Monson Town records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	87 ELY RD, MONSON, MA 01057-9785
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS BANK AND TRUST COMPANY
Dec 16, 2025	Deed of Trust, Mortgage · Line of Credit POLISH NATIONAL CU
Mar 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance POLISH NATIONAL CU
Sep 25, 2018	Deed of Trust, Mortgage POLISH NATIONAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2008 · Amount on Record
Deed Sale	Oct 28, 2008 · Amount on Record
Deed Document Number	200869639
Deed Book / Page	17524 / 376
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONSON MA
Recording Date	May 26, 2026
Property Address	87 ELY RD, MONSON, MA 01057-9785
Document Number	026344-235
Book / Page	26344 / 235
Instrument Date	May 9, 2026
Instrument	202623115
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 ELY RD, MONSON, MA 01057-9785

Mortgage

Document Number	0000023115,
Date	May 26, 2026
Book Page	26344/235
Instrument	202623115

Lender

Name	MANUFACTURERS BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONSON MA
Property Address	87 ELY RD, MONSON, MA 01057-9785
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	026151-380
Date	Dec 16, 2025
Book Page	26151/380
Instrument	60072

Lender

Name	POLISH NATIONAL CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	229 Months
Due	Jan 1, 2045

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONSON MA
Property Address	87 ELY RD, MONSON, MA 01057-9785
Transaction Type	Mortgage
Record Updated	Mar 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23757-41
Date	Mar 12, 2021
Book Page	23757/41
Instrument	16647

Lender

Name	POLISH NATIONAL CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2031

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONSON MA
Property Address	87 ELY RD, MONSON, MA 01057-9785
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22373-269
Date	Sep 25, 2018
Book Page	22373/269
Instrument	57324

Lender

Name	POLISH NATIONAL CU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2033

Tax Assessment & Valuation

Source: Hampden County and Monson Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Monson Town
Unified School District	Monson School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,187.00 (+12.49%)	$416,100 (+19.98%) Land $61,800 Building $354,300	$388,075
2023	$5,500.00	$346,800 Land $61,800 Building $285,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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