McNairy County property record for 87 E Smith Ln, Finger, TN 38334 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3.5 Baths |
| Year Built | Built 2006 |
| Square Footage | 2,660 sqft Living Area |
| Lot Size | 47,916 sqft (1.1 acres) |
| Garage | Finished, 528 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $959.00 (2025) |
| Primary APN | 055013 00130 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Building Area | 2,660 sqft Living Area |
| 1st Floor | 2,130 sqft 1st Floor |
| Upper Floors | 1,768 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Siding Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 47,916 sqft (1.1 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 528 sqft Garage |
| Deck Area | 252 sqft Deck |
|---|---|
| Patio Area | 336 sqft Patio |
| Porch Area | 96 sqft Porch |
| Topography | Rolling Topography |
| Canopy Area | 2 sqft Canopy |
| Utility Building | 240 sqft Utility Building |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Commercial Water Source |
| Street Address | 87 E SMITH LN |
|---|---|
| City | FINGER |
| State | TN |
| Zip | 38334-2291 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 1; SUBDIVISION: LOT 23; LOT: 23 |
| Legal Subdivision | M J AND JOYCE SMITH SUBDIVISION |
| Legal Lot Number | 23 |
| Jurisdiction | MCNAIRY TN |
| Minor Civil Division | 1 |
| Census Blockgroup | 2 |
| Census Block | 2037 |
| Census Tract | 930200 |
Source: McNairy County records · APN 055013 00130
Assessment roll updated January 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 87 E SMITH LN, FINGER, TN 38334-2291 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 12, 2024 | Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE LLC |
| Aug 23, 2023 | Intrafamily Transfer, Transfer |
| Mar 24, 2021 | Intrafamily Transfer, Transfer · Federal Housing Administration (FHA) Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Feb 20, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage CROSSCOUNTRY MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 24, 2021 |
| Deed Sale | Mar 24, 2021 |
| Prior Sale | May 22, 2019 · Amount on Record |
| Deed Doc Number | 2021120345 |
| Deed Book / Page | 5 / 2126 |
| Last Transfer Date | Aug 10, 2023 |
| Transfer Doc | 0000021106 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCNAIRY TN |
| Property Address | 87 E SMITH LN, FINGER, TN 38334-2291 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000272719 |
|---|---|
| Date | Nov 12, 2024 |
| Book Page | 27/2719 |
| Instrument | 137786 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 2160 SUPERIOR AVE, CLEVELAND, OH 44114 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 03, 2039 |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCNAIRY TN |
| Recording Date | Aug 23, 2023 |
| Property Address | 87 E SMITH LN, FINGER, TN 38334-2291 |
| Document Number | 0000021106 |
| Book / Page | 21 / 106 |
| Instrument Date | Aug 10, 2023 |
| Instrument | 132539 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 87 E SMITH LN, FINGER, TN 38334-2291 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCNAIRY TN |
| Recording Date | Mar 24, 2021 |
| Property Address | 87 E SMITH LN, FINGER, TN 38334-2291 |
| Document Number | 0000052126 |
| Book / Page | 5 / 2126 |
| Instrument Date | Mar 08, 2021 |
| Instrument | 120345 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Title Company | TITLE FIRST NATIONAL |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 87 E SMITH LN, FINGER, TN 38334-2291 |
| Document Number | 0000120348 |
|---|---|
| Date | Mar 24, 2021 |
| Instrument | 120348 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCNAIRY TN |
| Property Address | 87 E SMITH LN, FINGER, TN 38334-2291 |
| Document Number | 4321933 |
| Instrument Date | Feb 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 87 E SMITH LN FINGER TN 383342291, FINGER, TN 38334-2291 |
| Document Number | 4321933 |
|---|---|
| Date | Mar 03, 2020 |
| Book Page | 000432/001933 |
| Instrument | 114929 |
| Name | CROSSCOUNTRY MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 02, 2050 |
Source: McNairy County records · Assessment roll updated January 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | McNairy County |
| Municipality | Finger City |
| Unified School District | McNairy County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $959.00 | $60,800 (-) Land $2,425 Building $58,375 | |
| 2024 | $959.00 | $60,800 (-) Land $2,425 Building $58,375 | |
| 2023 | $60,800 (-) Land $2,425 Building $58,375 | ||
| 2022 | $959.00 | $60,800 Land $2,425 Building $58,375 | $243,200 Land $9,700 Building $233,500 |
Source: FEMA National Flood Hazard Layer, McNairy County (47109C), updated December 2, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 37% of the US · above 53% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 2,128 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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