McNairy County property record for 41 E Smith Ln, Finger, TN 38334 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1987 |
| Square Footage | 1,965 sqft Living Area |
| Lot Size | 93,654 sqft (2.15 acres) |
| Garage | Detached, 576 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $125,000 (2011) |
| Tax Bill | $641.00 (2025) |
| Primary APN | 055013 00116 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Building Area | 1,965 sqft Living Area |
| 1st Floor | 1,965 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Paneling Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 93,654 sqft (2.15 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 576 sqft Garage |
| Porch | Open Porch |
|---|---|
| Porch Area | 416 sqft Porch |
| Topography | Rolling Topography |
| Utility Building | 240 sqft Utility Building |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Sewage Connected |
| Water Source | Commercial Water Source |
| Street Address | 41 E SMITH LN |
|---|---|
| City | FINGER |
| State | TN |
| Zip | 38334-2291 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 1; SUBDIVISION: BK CAP PG SLID LOT 26; LOT: 26 |
| Legal Subdivision | BK A PG 28 |
| Legal Lot Number | 26 |
| Jurisdiction | MCNAIRY TN |
| Minor Civil Division | 1 |
| Census Blockgroup | 2 |
| Census Block | 2037 |
| Census Tract | 930200 |
Source: McNairy County records · APN 055013 00116
Assessment roll updated May 20, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 41 E SMITH LN, FINGER, TN 38334-2291 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jul 22, 2024 | Deed of Trust, Mortgage · Line of Credit FORT FINANCIAL CU |
| Oct 22, 2020 | Deed of Trust, Mortgage · Stand Alone Second Mortgage FORT FINANCIAL CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 02, 2011 · Amount on Record |
| Deed Sale | Sep 02, 2011 · Amount on Record |
| Prior Sale | Sep 03, 2010 · Amount on Record |
| Deed Doc Number | 78835 |
| Deed Book / Page | 220 / 213 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCNAIRY TN |
| Property Address | 41 E SMITH LN, FINGER, TN 38334-2291 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 41 E SMITH LN, FINGER, TN 38334-2291 |
| Document Number | 0000252870 |
|---|---|
| Date | Jul 22, 2024 |
| Book Page | 25/2870 |
| Instrument | 136351 |
| Name | FORT FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | 1808 S FULTON DR, CORINTH, MS 38834 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 25, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCNAIRY TN |
| Property Address | 41 E SMITH LN, FINGER, TN 38334-2291 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 41 E SMITH LN, FINGER, TN 38334-2291 |
| Document Number | 22822 |
|---|---|
| Date | Oct 22, 2020 |
| Book Page | 2/2822 |
| Instrument | 117858 |
| Name | FORT FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | CORINTH, MS 38834 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 25, 2030 |
Source: McNairy County records · Assessment roll updated May 20, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | McNairy County |
| Municipality | Finger City |
| Unified School District | McNairy County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $641.00 | $40,650 (-) Land $4,200 Building $36,450 | |
| 2024 | $641.00 | $40,650 (-) Land $4,200 Building $36,450 | |
| 2023 | $40,650 Land $4,200 Building $36,450 | ||
| 2022 | $641.00 | $162,600 Land $16,800 Building $145,800 |
Source: FEMA National Flood Hazard Layer, McNairy County (47109C), updated December 2, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 37% of the US · above 53% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 2,128 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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