Ottawa County property record for 87 E 23rd St, Holland, MI 49423
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,354 sqft · built 1925 |
| Lot Size | 0.133 acres (5,793 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $307,000 (Apr 2025) |
| Tax Bill | $4,466 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Mar 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-16-32-258-020 |
| Primary APN | 70-16-32-258-020 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,354 sqft Living Area |
| 1st Floor Area | 928 sqft |
| Basement Area | 832 sqft |
| Unfinished Basement | 832 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Lot Area | 5,793 sqft (0.133 acres) |
| Lot Dimensions | 132 ft deep x 44 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 87 E 23RD ST |
|---|---|
| City | HOLLAND |
| State | MI |
| Zip | 49423-4816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TNR |
| Legal Description | W 44 FT OF S 1/2 OF LOT 9 AC VAN RAALTE'S ADD NO 2 SEC 32 T5N R15W |
| Legal Range | 15W |
| Legal Township | 05N |
| Legal Section | 32 |
| Legal Subdivision | AC VAN RAALTES ADD |
| Legal Block | 258 |
| Legal Lot Number | 9 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | HOLLAND |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 25700 |
87 E 23rd St is owned and occupied by two individuals who bought it in April 2025.
Source: Ottawa County records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 87 E 23RD ST, HOLLAND, MI 49423-4816 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 14, 2022 | Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU |
| Mar 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK |
| Aug 3, 2018 | Deed of Trust, Mortgage MICHIGAN STATE HOUSING DEVELOPMENT AUTHO |
| Aug 3, 2018 | Deed of Trust, Mortgage MICHIGAN STATE HOUSING DEVELOPMENT AUTHO |
| Jul 27, 2018 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2025 · Amount on File |
| Deed Sale | Apr 17, 2025 · Amount on File |
| Prior Sale | Oct 14, 2022 · Amount on File |
| Deed Document Number | 20259448 |
| Prior Transfer Date | Mar 11, 2025 |
| Prior Transfer Doc | 20250005566 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Oct 14, 2022 |
| Property Address | 87 E 23RD ST, HOLLAND, MI 49423-4816 |
| Document Number | 20220036049 |
| Map Reference | LB 1 PG 19 |
| Instrument Date | Oct 12, 2022 |
| Instrument | 2022-0036049 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2022 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,025.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 87 E 23RD ST, 87, HOLLAND, MI 49423-4816 |
| Name | Verified Name |
|---|---|
| Address | 87 E 23RD ST, HOLLAND, MI 49423-4816 |
| Document Number | 20220036050 |
|---|---|
| Date | Oct 14, 2022 |
| Instrument | 2022-0036050 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 87 E 23RD ST, HOLLAND, MI 49423-4816 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 20210014396 |
|---|---|
| Date | Mar 17, 2021 |
| Instrument | 2021-0014396 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 87 E 23RD ST, HOLLAND, MI 49423-4816 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20180027449 |
|---|---|
| Date | Aug 3, 2018 |
| Instrument | 2018-0027449 |
| Name | MICHIGAN STATE HOUSING DEVELOPMENT AUTHO |
|---|---|
| Type | Non-Lending Institution |
| Address | LANSING, MI 48912 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 87 E 23RD ST, HOLLAND, MI 49423-4816 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20180027449 |
|---|---|
| Date | Aug 3, 2018 |
| Instrument | 2018-0027449 |
| Name | MICHIGAN STATE HOUSING DEVELOPMENT AUTHO |
|---|---|
| Type | Non-Lending Institution |
| Address | LANSING, MI 48912 |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Jul 27, 2018 |
| Property Address | 87 E 23RD ST, HOLLAND, MI 49423-4816 |
| Document Number | 20180026484 |
| Map Reference | LB1 PG19 |
| Instrument Date | Jul 20, 2018 |
| Instrument | 2018-0026484 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,376.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 87 E 23RD ST, 87, HOLLAND, MI 49423-4816 |
| Name | Verified Name |
|---|---|
| Address | 87 E 23RD ST, HOLLAND, MI 49423-4816 |
| Document Number | 20180026485 |
|---|---|
| Date | Jul 27, 2018 |
| Instrument | 2018-0026485 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
The 2025 property tax bill for 87 E 23rd St was $4,466 with a homeowner's exemption.
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| Municipality | Holland City |
| Unified School District | Holland City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $140,000 | $280,000 | |
| 2025 | $4,466.00 | ||
| 2023 | $97,400 | $194,800 | |
| 2022 | $2,998.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 87 E 23rd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 87 E 23rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLAND TOWNSHIP CONSOLIDATED serves 26,100 people · EPA ID MI0003195 |
|---|---|
| Water Source | Purchased surface water from WYOMING |
| Last State Inspection | Feb 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Holland City Fiber Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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