Ottawa County property record for 78 E 23rd St, Holland, MI 49423
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,085 sqft · built 1917 |
| Lot Size | 0.094 acres (4,095 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $195,000 (Sep 2022) |
| Tax Bill | $4,003 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-16-32-260-004 |
| Primary APN | 70-16-32-260-004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,085 sqft Living Area |
| 1st Floor Area | 742 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 672 sqft |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1917 |
| Lot Area | 4,095 sqft (0.094 acres) |
| Lot Dimensions | 100 ft deep x 41 ft wide |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 78 E 23RD ST |
|---|---|
| City | HOLLAND |
| State | MI |
| Zip | 49423-4815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TNR |
| Legal Description | W 41 FT OF E 85 FT OF N 100 FT OF THAT PART OF LOT 10 LYING BETWEEN 23RD & 24TH STS AC VAN RAALTE'S ADD NO 2 SEC 32 T5N R15W |
| Legal Range | 15W |
| Legal Township | 05N |
| Legal Section | 32 |
| Legal Subdivision | AC VAN RAALTES ADD |
| Legal Block | 260 |
| Legal Lot Number | 10 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | HOLLAND |
| Census Block Group | 5 |
| Census Block | 5005 |
| Census Tract | 25700 |
Source: Ottawa County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 78 E 23RD ST, HOLLAND, MI 49423-4815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 7, 2022 | Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC |
| Jul 17, 2017 | Warranty Deed, Transfer · Conventional Mortgage DBA MICHIGAN MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 7, 2022 · Amount on Record |
| Deed Sale | Sep 7, 2022 · Amount on Record |
| Prior Sale | Jul 17, 2017 · Amount on Record |
| Deed Document Number | 202231915 |
| Prior Transfer Date | May 25, 2010 |
| Prior Transfer Doc | 0000022624 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Sep 7, 2022 |
| Property Address | 78 E 23RD ST, HOLLAND, MI 49423-4815 |
| Document Number | 20220031915 |
| Instrument Date | Sep 6, 2022 |
| Instrument | 2022-0031915 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2022 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,462.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11349 BARKTON DR, 11349, HOLLAND, MI 49424-8555 |
| Name | Verified Name |
|---|---|
| Address | 1120 BLACK RIVER DR APT 7, 7, HOLLAND, MI 49424-9153 |
| Document Number | 20220031916 |
|---|---|
| Date | Sep 7, 2022 |
| Instrument | 2022-0031916 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Jul 17, 2017 |
| Property Address | 78 E 23RD ST, HOLLAND, MI 49423-4815 |
| Document Number | 20170025985 |
| Map Reference | LB1 PG19 |
| Instrument Date | Jul 14, 2017 |
| Instrument | 2017-0025985 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $980.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4038 S MERRILLVILLE RD, 4038, BALDWIN, MI 49304-7613 |
| Name | Verified Name |
|---|---|
| Address | 78 E 23RD ST, HOLLAND, MI 49423-4815 |
| Document Number | 20170025986 |
|---|---|
| Date | Jul 17, 2017 |
| Instrument | 2017-0025986 |
| Name | DBA MICHIGAN MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| Municipality | Holland City |
| Unified School District | Holland City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $127,200 (+45.7%) | $254,400 (+45.7%) | |
| 2025 | $4,003.00 (+12.32%) | ||
| 2023 | $87,300 | $174,600 | |
| 2022 | $3,564.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLAND TOWNSHIP CONSOLIDATED serves 26,100 people · EPA ID MI0003195 |
|---|---|
| Water Source | Purchased surface water from WYOMING |
| Last State Inspection | Feb 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Holland City Fiber Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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