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87 Cottage St, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 87 Cottage St, Lynn, MA 01905 · Last verified April 2026

Property Summary

Property TypeTriplex
Details6 bd · 3 ba · 2,893 sqft · built 1915
Lot Size0.251 acres (10,916 sqft)
OwnerIndividual Name on File
Last Sale$167,000 (Aug 1991)
Tax Bill$8,739 (2025)
Deeds & MortgagesJan 2024 Mortgage
Aug 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNB:037 L:275 S:024

Property Details

APN / Parcel Number

Primary APNB:037 L:275 S:024
Alternative APN
  • LYNN M:037 B:275 L:024

Interior

Bedrooms6 Beds
Full Baths3 Baths
Total Rooms15 Rooms
Units3 Units
Stories3 Stories
Building Area2,893 sqft Living Area
Gross Area4,659 sqft
Basement Area1,139 sqft
Unfinished Basement1,139 sqft

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1966
Architectural StyleTriplex
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,916 sqft (0.251 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address87 COTTAGE ST
CityLYNN
StateMA
Zip01905-2136
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Legal Block275
Legal Lot Number24
JurisdictionLYNN MA
Township / Civil DivisionLYNN
Census Block Group1
Census Block1009
Census Tract205800

Owner

Source: Essex County and Lynn City records · APN B:037 L:275 S:024

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4132 ORANGE TREE CT, SAINT CLOUD, FL 34769-1404
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2024Deed of Trust, Mortgage · Second Mortgage (Down Payment)
TD BANK NA
Aug 26, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
NEWREZ LLC
Oct 08, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 30, 1991 · Amount on Record
Deed SaleAug 30, 1991 · Amount on Record
Last Transfer DateOct 01, 2020
Transfer Doc39035-265
Record UpdatedJun 08, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYNN MA
Property Address87 COTTAGE ST, LYNN, MA 01905-2136
Transaction TypeMortgage
Record UpdatedFeb 02, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number041953-211
DateJan 18, 2024
Book Page41953/211
Instrument20240118001210
Lender
NameTD BANK NA
TypeBank
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term361 Months
DueFeb 01, 2054

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYNN MA
Property Address87 COTTAGE ST, LYNN, MA 01905-2136
Transaction TypeMortgage
Record UpdatedSep 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number40213-68
DateAug 26, 2021
Book Page40213/68
Instrument20210826002070
Lender
NameNEWREZ LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLYNN MA
Recording DateOct 08, 2020
Property Address87 COTTAGE ST, LYNN, MA 01905-2136
Document Number39035-265
Book / Page039035 / 000265
Instrument DateOct 01, 2020
Instrument8002940
Transaction TypeTransfer
Record UpdatedOct 27, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address87 COTTAGE ST LYNN MA 019052136, LYNN, MA 01905-2136

Tax Assessment & Valuation

Source: Essex County and Lynn City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityLynn City
Unified School DistrictLynn School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$8,739.00 (+1.11%)$843,500 (+2.77%) Land $228,600 Building $614,900
2024$8,643.00 (-0.32%)$820,800 (+5.54%) Land $212,600 Building $608,200
2023$8,671.00$777,700 Land $235,100 Building $542,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092058001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 864 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 2,000

May also be available at this address: AT&T, T-Mobile USA, Verizon, Starry. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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