77 Cottage St, #79, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 77 Cottage St, #79, Lynn, MA 01905

Property Summary

Property Type	Triplex
Details	9 bd · 4 ba · 4,365 sqft · built 1900
Lot Size	0.07 acres (3,045 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (May 2006)
Tax Bill	$9,586 (2025)
Deeds & Mortgages	Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B:037 L:275 S:022`

Property Details

APN / Parcel Number

Primary APN	`B:037 L:275 S:022`
Alternative APN	`LYNN M:037 B:275 L:022`

Interior

Bedrooms	9 Beds
Full Baths	4 Baths
Total Rooms	18 Rooms
Units	3 Units
Stories	3 Stories
Building Area	4,365 sqft Living Area
Gross Area	6,115 sqft
Basement Area	1,455 sqft
Unfinished Basement	1,455 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1964
Architectural Style	Triplex
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	3,045 sqft (0.07 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	77 COTTAGE ST, 79
City	LYNN
State	MA
Zip	01905-2136
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R4
Legal Block	275
Legal Lot Number	22
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	1
Census Block	1009
Census Tract	205800

Owner

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	77 COTTAGE ST, 79, LYNN, MA 01905-2136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 11, 2006 · Amount on Record
Deed Sale	May 11, 2006 · Amount on Record
Prior Sale	Feb 28, 1997 · Amount on Record
Deed Book / Page	25660 / 53
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	77-79 COTTAGE ST, LYNN, MA 01905
Document Number	36434-484
Book / Page	036434 / 000484
Instrument Date	Dec 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	36434-484
Date	Dec 27, 2017
Book Page	036434/000484
Instrument	1712270224

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2047

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,586.00 (+0.7%)	$925,300 (+2.36%) Land $188,800 Building $736,500
2024	$9,519.00 (+1.14%)	$904,000 (+7.1%) Land $175,600 Building $728,400
2023	$9,412.00	$844,100 Land $194,100 Building $650,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Starry, T-Mobile USA.

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