87 Cheryl Ln, Sewanee, TN 37375 Property Records

Franklin County property record for 87 Cheryl Ln, Sewanee, TN 37375

Property Summary

Property Type	Single Family Home
Details	2.25 ba · 2,144 sqft · built 1997
Lot Size	7.04 acres (306,662 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Jun 1999)
Tax Bill	$1,721 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jan 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`026091 00107`

Property Details

APN / Parcel Number

Primary APN	`026091 00107`
Alternative APN	`091 00107`

Interior

Full Baths	2.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	2,144 sqft Living Area
1st Floor Area	2,144 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2000
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	306,662 sqft (7.04 acres)
Terrain	Mountain

Exterior Amenities

Porch	Slab
Porch Area	825 sqft
Shed	1 Shed
Shed Area	60 sqft
Utility Building	168 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	87 CHERYL LN
City	SEWANEE
State	TN
Zip	37375-2854
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 18 WB22 P407, COUNTY AREA: R02
Jurisdiction	FRANKLIN TN
Township / Civil Division	5
Census Block Group	2
Census Block	2046
Census Tract	960700

Owner

87 Cheryl Ln is owned by an individual who acquired it in March 2013.

Source: Franklin County records, as of January 27, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 85, SEWANEE, TN 37375-0085
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Jan 4, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS TRI-COUNTY BANK
Aug 28, 2020	Deed of Trust, Mortgage CITIZENS TRI-COUNTY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 1999 · Amount on File
Deed Sale	Jun 30, 1999 · Amount on File
Prior Sale	May 23, 1998 · Amount on File
Deed Book / Page	294 / 274
Last Transfer Date	Mar 19, 2013
Transfer Doc	0013001552
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	87 CHERYL LN, SEWANEE, TN 37375-2854
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022005696
Date	Jul 13, 2022
Book Page	T1454/38
Instrument	22005696

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	87 CHERYL LN, SEWANEE, TN 37375-2854
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000106
Date	Jan 4, 2018
Book Page	T1240/624
Instrument	18000106

Lender

Name	CITIZENS TRI-COUNTY BANK
Type	Bank
Address	MONTEAGLE, TN 37356

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Dec 15, 2032

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	87 CHERYL LN, SEWANEE, TN 37375-2854
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 CHERYL LN, SEWANEE, TN 37375-2854

Mortgage

Document Number	0000005898
Date	Aug 28, 2020
Book Page	T1343/442
Instrument	20005898

Lender

Name	CITIZENS TRI-COUNTY BANK
Type	Bank
Address	MONTEAGLE, TN 37356

Agreement

Amount	Amount on Record
Term	180 Months
Due	Aug 15, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 87 Cheryl Ln was $1,721.

Source: Franklin County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,721.00	$86,250 Land $16,675 Building $69,575
2023		$86,250 Land $16,675 Building $69,575
2022	$1,617.00		$345,000 Land $66,700 Building $278,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 87 Cheryl Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2015–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 87 Cheryl Ln is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 73% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEWANEE UTILITY DISTRICT serves 5,970 people · EPA ID TN0000623
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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