Franklin County property record for 145 Cheryl Ln, Sewanee, TN 37375
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,440 sqft · built 1976 |
| Lot Size | 4.34 acres (189,050 sqft) |
| Owner | Individual Name on File |
| Last Sale | $81,000 (Nov 2016) |
| Tax Bill | $850 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 026091 00106 |
| Primary APN | 026091 00106 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 1,440 sqft |
| Basement Area | 1,440 sqft |
| Unfinished Basement | 1,440 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 189,050 sqft (4.34 acres) |
| Terrain | Rolling |
| Deck Area | 90 sqft |
| Patio Area | 270 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Street Address | 145 CHERYL LN |
|---|---|
| City | SEWANEE |
| State | TN |
| Zip | 37375-2854 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 18, COUNTY AREA: R02 |
| Jurisdiction | FRANKLIN TN |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 960700 |
145 Cheryl Ln is owned and occupied by an individual who bought it in November 2016.
Source: Franklin County records, as of January 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 145 CHERYL LN, SEWANEE, TN 37375-2854 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 8, 2016 · Amount on File |
| Deed Sale | Nov 8, 2016 · Amount on File |
| Prior Sale | Jul 23, 2002 · Amount on File |
| Deed Document Number | 16006391 |
| Deed Book / Page | D416 / 7 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Property Address | 145 CHERYL LN, SEWANEE, TN 37375-2854 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 145 CHERYL LN, BIRMINGHAM, AL 35244 |
| Document Number | 0022008721 |
|---|---|
| Date | Nov 16, 2022 |
| Book Page | T1468/611 |
| Instrument | 22008721 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 145 Cheryl Ln was $850.
Source: Franklin County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $850.00 | $42,600 Land $12,575 Building $30,025 | |
| 2023 | $42,600 (-) Land $12,575 Building $30,025 | ||
| 2022 | $799.00 | $42,600 Land $12,575 Building $30,025 | $170,400 (-) Land $50,300 Building $120,100 |
| 2021 | $170,400 Land $50,300 Building $120,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 145 Cheryl Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2015–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 145 Cheryl Ln is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 73% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SEWANEE UTILITY DISTRICT serves 5,970 people · EPA ID TN0000623 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ben Lomand Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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