Ashtabula County property record for 87 Centennial St, Geneva, OH 44041
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,264 sqft · built 1939 |
| Lot Size | 0.549 acres (23,914 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $165,500 (Jun 2021) |
| Tax Bill | $4,631 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-023-00-003-00 |
| Primary APN | 20-023-00-003-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,264 sqft Living Area |
| Gross Area | 1,488 sqft |
| 1st Floor Area | 1,264 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 23,914 sqft (0.549 acres) |
| Lot Dimensions | 200 ft deep x 119 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 368 sqft |
| Deck Area | 225 sqft |
| Patio Area | 225 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 87 CENTENNIAL ST |
|---|---|
| City | GENEVA |
| State | OH |
| Zip | 44041-1317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 1--16 -20, 21 & 22 CROWELL GDNS- |
| Legal Subdivision | CROWELL GARDENS ALLOTMENT |
| Legal Lot Number | 20-22 |
| Jurisdiction | ASHTABULA OH |
| Township / Civil Division | GENEVA |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 802 |
Source: Ashtabula County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 87 CENTENNIAL ST, GENEVA, OH 44041-1317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 10, 2023 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jun 4, 2021 | Executor's Deed, Transfer · Conventional Mortgage PREMIUM SECURITY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2021 · Amount on Record |
| Deed Sale | Jun 4, 2021 · Amount on Record |
| Prior Sale | Oct 16, 2006 · Amount on Record |
| Deed Document Number | 20216748 |
| Deed Book / Page | 741 / 187 |
| Prior Transfer Date | Dec 18, 2015 |
| Prior Transfer Doc | 0000013708 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 87 CENTENNIAL ST, GENEVA, OH 44041-1317 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 87 CENTENNIAL ST, GENEVA, OH 44041-1317 |
| Document Number | 0000004074 |
|---|---|
| Date | May 10, 2023 |
| Book Page | 795/683 |
| Instrument | 2023-00004074 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 25, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Recording Date | Jun 4, 2021 |
| Property Address | 87 CENTENNIAL ST, GENEVA, OH 44041-1317 |
| Document Number | 0000006748 |
| Book / Page | 741 / 187 |
| Map Reference | VOL 10 PG 23 |
| Instrument Date | May 4, 2021 |
| Instrument | 202100006748 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2021 |
| Title Company | TITLE PROFESSIONALS GROUP LIMITED, TITLE PROFESSIONALS GROUP LT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 87 CENTENNIAL ST, GENEVA, OH 44041-1317 |
| Document Number | 0000741191 |
|---|---|
| Date | Jun 4, 2021 |
| Instrument | 741/191 |
| Name | PREMIUM SECURITY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: Ashtabula County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashtabula County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Area City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,631.00 (+68.52%) | $56,770 (-) Land $14,420 Building $42,350 | $162,200 (-) Land $41,200 Building $121,000 |
| 2023 | $2,748.00 (+20.74%) Homeowner's exemption | $56,770 (+22.4%) Land $14,420 Building $42,350 | $162,200 (+22.42%) Land $41,200 Building $121,000 |
| 2022 | $2,276.00 Homeowner's exemption | $46,380 Land $11,100 Building $35,280 | |
| 2020 | $132,500 Land $31,700 Building $100,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1981) |
| Most Recent Claim | Feb 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA CITY PWS serves 5,924 people · EPA ID OH0401712 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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