76 Centennial St, Geneva, OH 44041 Property Records

Ashtabula County property record for 76 Centennial St, Geneva, OH 44041

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,152 sqft · built 1968
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on File
Last Sale	$119,100 (Oct 2003)
Tax Bill	$4,031 (2025)
Deeds & Mortgages	Jan 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-018-00-102-00`

Property Details

APN / Parcel Number

Primary APN	`20-018-00-102-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
Gross Area	1,920 sqft
1st Floor Area	960 sqft
Basement Area	192 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	172 ft deep x 80 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	248 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	76 CENTENNIAL ST
City	GENEVA
State	OH
Zip	44041-1318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 & 2-10 & 11CUMMINGS-
Legal Subdivision	CUMMINGS
Legal Lot Number	10
Jurisdiction	ASHTABULA OH
Township / Civil Division	GENEVA
Census Block Group	3
Census Block	3010
Census Tract	802

Owner

Source: Ashtabula County records · APN 20-018-00-102-00

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	76 CENTENNIAL ST, GENEVA, OH 44041-1318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 15, 2003 · Amount on Record
Deed Sale	Oct 15, 2003 · Amount on Record
Deed Document Number	200322898
Deed Book / Page	273 / 125
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	76 CENTENNIAL ST, GENEVA, OH 44041-1318
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 CENTENNIAL ST, GENEVA, OH 44041-1318

Mortgage

Document Number	0000000820
Date	Jan 31, 2024
Book Page	812/979
Instrument	2024-00000820

Lender

Name	EMORTGAGE FUNDING LLC
Type	Mortgage Company
Address	888 W BIG BEAVER RD STE 1290, TROY, MI 48084

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2054

Tax Assessment & Valuation

Source: Ashtabula County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Area City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,031.00 (+68.38%)	$49,420 (-) Land $10,430 Building $38,990	$141,200 (-) Land $29,800 Building $111,400
2023	$2,394.00 (+20.42%) Homeowner's exemption	$49,420 (+22.02%) Land $10,430 Building $38,990	$141,200 (+22.04%) Land $29,800 Building $111,400
2022	$1,988.00 Homeowner's exemption	$40,500 Land $8,020 Building $32,480
2020			$115,700 Land $22,900 Building $92,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ashtabula County (39007C), as of August 28, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390070008023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1980–1986)
Most Recent Claim	Jun 1986 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 278 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system OH0401712, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GENEVA CITY PWS serves 5,924 people
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.