87 Cedar Ln, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 87 Cedar Ln, Colonial Beach, VA 22443 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,738 sqft · built 2007
Lot Size	0.33 acres (14,390 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Apr 2017)
Tax Bill	$1,491 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jul 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`6H-2-A-5`

Property Details

APN / Parcel Number

Primary APN	`6H-2-A-5`
Alternative APN	`16621`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,738 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	14,390 sqft (0.33 acres)
Porch	Slab
Deck Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	16621
Street Address	87 CEDAR LN
City	COLONIAL BEACH
State	VA
Zip	22443-4301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POTOMAC SHORES LOT 5 BK A SEC 2DB 894 PG 1279
Legal Subdivision	POTOMAC SHORES
Legal Block	A
Legal Lot Number	5
Jurisdiction	WESTMORELAND VA
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2049
Census Tract	10401

Owner

Source: Westmoreland County records · APN 6H-2-A-5

Assessment roll updated January 8, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	87 CEDAR LN, COLONIAL BEACH, VA 22443-4301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 08, 2022	Deed of Trust, Mortgage · Conventional Mortgage TOPSIDE FEDERAL CREDIT UNION
Oct 05, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC
Feb 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC
Dec 21, 2017	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Sep 24, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC
Apr 27, 2017	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 27, 2017 · Amount on Record
Deed Sale	Apr 27, 2017 · Amount on Record
Prior Sale	Jan 31, 2008 · Amount on Record
Deed Document Number	20178941279
Record Updated	Jun 08, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	87 CEDAR LN, COLONIAL BEACH, VA 22443-4301
Transaction Type	Mortgage
Record Updated	Feb 13, 2026
Title Company	FIRST SOURCE TITLE AGENCY INC, FIRST SOURCE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 CEDAR LN, COLONIAL BEACH, VA 22443-4301

Mortgage

Document Number	00999/1538
Date	Jan 29, 2026
Book Page	999/1538

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.07%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	87 CEDAR LN, COLONIAL BEACH, VA 22443-4301
Transaction Type	Mortgage
Record Updated	Jul 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009570748
Date	Jul 08, 2022
Instrument	09570748

Lender

Name	TOPSIDE FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

Interest

Rate Type	Fixed Rate
Rate	4.75%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	87 CEDAR LN, COLONIAL BEACH, VA 22443-4301
Transaction Type	Mortgage
Record Updated	Oct 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09480415
Date	Oct 05, 2021
Instrument	09480415

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2051

Interest

Rate Type	Fixed Rate
Rate	3.13%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	87 CEDAR LN, COLONIAL BEACH, VA 22443-4301
Transaction Type	Mortgage
Record Updated	Apr 02, 2021
Title Company	SOURCEPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09401536
Date	Feb 22, 2021
Instrument	09401536

Lender

Name	CROSSCOUNTRY MORTGAGE INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

Interest

Rate Type	Fixed Rate
Rate	2.5%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	87 CEDAR LN, COLONIAL BEACH, VA 22443-4301
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9021365
Date	Dec 21, 2017
Instrument	9021365

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2048

Interest

Rate Type	Fixed Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	87 CEDAR LN, COLONIAL BEACH, VA 22443-4301
Transaction Type	Mortgage
Record Updated	Oct 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09231326
Date	Sep 24, 2019
Instrument	09231326

Lender

Name	CROSSCOUNTRY MORTGAGE INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

Interest

Rate Type	Fixed Rate

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Apr 27, 2017
Property Address	87 CEDAR LN, COLONIAL BEACH, VA 22443-4301
Document Number	0008941279
Instrument Date	Apr 26, 2017
Instrument	08941279
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	NOT AVAILABLE, SAHEEN LAW FIRM P C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 CEDAR LN, COLONIAL BEACH, VA 22443-4301

Mortgage

Document Number	0008941281
Date	Apr 27, 2017
Instrument	08941281

Lender

Name	CROSSCOUNTRY MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Westmoreland County records · Assessment roll updated January 8, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Westmoreland County
Unified School District	Westmoreland County Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,491.00 (+9.71%)	$219,300 (-) Land $35,100 Building $184,200	$219,300 (-) Land $35,100 Building $184,200
2023	$1,359.00	$219,300 Land $35,100 Building $184,200	$219,300 Land $35,100 Building $184,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Westmoreland County (51193C), updated May 22, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511930104012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 14 individual NFIP policies nearby
Nearby Flood Policies	14 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 222 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cogeco Cable Holdings II	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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