198 Cedar Ln, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 198 Cedar Ln, Colonial Beach, VA 22443 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	14,697 sqft (0.337 acres)
Last Sale	$173,000 (2009)
Tax Bill	$255.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`6B 2 C 7`
Alternative APN	`13827`

Exterior

Lot Area	14,697 sqft (0.337 acres)

Utilities and HVAC

Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	13827
Street Address	198 CEDAR LN
City	COLONIAL BEACH
State	VA
Zip	22443-4243
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WESTMORELAND SHORES LOT 7 BK C SEC 2DB 884 PG 154
Legal Subdivision	SECTION III POTOMAC SHORES
Legal Block	C
Legal Lot Number	7
Jurisdiction	WESTMORELAND VA
Minor Civil Division	WASHINGTON
Census Blockgroup	2
Census Block	2029
Census Tract	10401

Owner

Source: Westmoreland County records · APN 6B 2 C 7

Assessment roll updated January 8, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	828 WHITE OAK RD, FREDERICKSBURG, VA 22405-3614
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Trustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 15, 2009 · Amount on Record
Deed Sale	Oct 15, 2009 · Amount on Record
Deed Book / Page	804 / 675
Record Refreshed	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Recording Date	May 19, 2026
Property Address	198 CEDAR LN, COLONIAL BEACH, VA 22443-4243
Document Number	1003001279
Book / Page	1003 / 1279
Instrument Date	May 15, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TERRY TITLE, TERRYS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	298
Address	10514 ROOSEVELT DR, KING GEORGE, VA 22485-2120

Mortgage

Document Number	1003001279,
Date	May 19, 2026
Book Page	1003/1279

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate	-1%

Tax Assessment & Valuation

Source: Westmoreland County records · Assessment roll updated January 8, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Westmoreland County
Unified School District	Westmoreland County Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$255.00 (+9.44%)	$37,600 (-) Land $35,100 Building $2,500	$37,600 (-) Land $35,100 Building $2,500
2023	$233.00	$37,600 Land $35,100 Building $2,500	$37,600 Land $35,100 Building $2,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Westmoreland County (51193C), updated May 22, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 7,143 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.