87 Buckingham Rd, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 87 Buckingham Rd, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	1,633 sqft · built 1955
Lot Size	0.213 acres (9,287 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Aug 2009)
Tax Bill	$23,061 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-03706-0000-00082`

Property Details

APN / Parcel Number

Primary APN	`13-03706-0000-00082`
Alternative APN	`130370600082`

Interior

Stories	1 Story
Building Area	1,633 sqft Living Area
1st Floor Area	1,633 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Lot Area	9,287 sqft (0.213 acres)
Lot Dimensions	108 ft deep x 86 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130370600082
Street Address	87 BUCKINGHAM RD
City	MONTCLAIR
State	NJ
Zip	07043-2537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	86X108
Legal Block	3706
Legal Lot Number	82
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	2
Census Block	2000
Census Tract	16200

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	87 BUCKINGHAM RD, MONTCLAIR, NJ 07043-2537
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKELAND BANK
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAKELAND BK
Feb 3, 2020	Deed of Trust, Mortgage · Line of Credit LAKELAND BK
Dec 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARDHILL FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2009 · Amount on Record
Deed Sale	Aug 20, 2009 · Amount on Record
Prior Sale	Apr 15, 1996 · Amount on Record
Deed Document Number	20099071147
Deed Book / Page	12212 / 8038
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	87 BUCKINGHAM RD, MONTCLAIR, NJ 07043-2537
Transaction Type	Mortgage
Record Updated	Mar 9, 2021
Title Company	ENSURE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021012579
Date	Feb 1, 2021
Instrument	2021012579

Lender

Name	LAKELAND BANK
Type	Bank
Address	OAK RIDGE, NJ 07438

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	87 BUCKINGHAM RD, MONTCLAIR, NJ 07043-2537
Document Number	0000120399
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 18, 2020
Title Company	ENSURE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	87 BUCKINGHAM RD MONTCLAIR NJ 070432537, MONTCLAIR, NJ 07043-2537

Mortgage

Document Number	0000120399
Date	Dec 3, 2020
Instrument	120399

Lender

Name	LAKELAND BK
Type	Bank
Address	OAK RIDGE, NJ 07438

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	87 BUCKINGHAM RD, MONTCLAIR, NJ 07043-2537
Document Number	0000019257
Instrument Date	Feb 3, 2020
Transaction Type	Mortgage
Record Updated	Mar 5, 2020
Title Company	SEARCHTEC INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	87 BUCKINGHAM RD MONTCLAIR NJ 070432537, MONTCLAIR, NJ 07043-2537

Mortgage

Document Number	0000019257
Date	Feb 20, 2020
Instrument	19257

Lender

Name	LAKELAND BK
Type	Bank
Address	OAK RIDGE, NJ 07438

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 19, 2045

Interest

Rate Type	Adjustable Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	87 BUCKINGHAM RD, MONTCLAIR, NJ 07043-2537
Document Number	0000001595
Instrument Date	Dec 19, 2019
Transaction Type	Mortgage
Record Updated	Jan 27, 2020
Title Company	WESTCOR TITLE INSURANCE COMPANY, WESTCOR TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 BUCKINGHAM RD MONTCLAIR NJ 070432537, MONTCLAIR, NJ 07043-2537

Mortgage

Document Number	0000001595
Date	Jan 7, 2020
Instrument	1595

Lender

Name	GUARDHILL FIN'L
Type	Funding / Finance Company
Address	NEW YORK, NY 10017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2050

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$655,900 (-) Land $356,400 Building $299,500	$655,900 (-) Land $356,400 Building $299,500
2025	$23,061.00 (+3.32%)	$655,900 (-) Land $356,400 Building $299,500	$655,900 (-) Land $356,400 Building $299,500
2024	$22,320.00 (+3.5%)
2023		$655,900 Land $356,400 Building $299,500	$655,900 Land $356,400 Building $299,500
2022	$21,565.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	15 (1978–2021)
Claims Outside the SFHA	9 of 15
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 3 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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