81 Buckingham Rd, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 81 Buckingham Rd, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	1,680 sqft · built 1956
Lot Size	0.234 acres (10,202 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Apr 1989)
Tax Bill	$21,564 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-03706-0000-00080`

Property Details

APN / Parcel Number

Primary APN	`13-03706-0000-00080`
Alternative APN	`130370600080`

Interior

Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Frame
Lot Area	10,202 sqft (0.234 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130370600080
Street Address	81 BUCKINGHAM RD
City	MONTCLAIR
State	NJ
Zip	07043-2537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	10200SF
Legal Block	3706
Legal Lot Number	80
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	2
Census Block	2000
Census Tract	16200

Owner

81 Buckingham Rd is owned and occupied by an individual who bought it in April 1989.

Source: Essex County and Montclair Township records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	81 BUCKINGHAM RD, MONTCLAIR, NJ 07043-2537
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FM HM LOANS
Aug 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage FM HM LNS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 1989 · Amount on File
Deed Sale	Apr 26, 1989 · Amount on File
Deed Book / Page	5075 / 643
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Recording Date	Oct 7, 2026
Property Address	81 BUCKINGHAM RD, MONTCLAIR, NJ 07043-2537
Document Number	0000065836
Instrument Date	Sep 28, 2026
Instrument	202665836
Transaction Type	Mortgage
Record Updated	Oct 21, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 BUCKINGHAM RD, MONTCLAIR, NJ 07043-2537

Mortgage

Document Number	0000065836,
Date	Oct 7, 2026
Instrument	202665836

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	81 BUCKINGHAM RD, MONTCLAIR, NJ 07043-2537
Document Number	0000003017
Instrument Date	Dec 21, 2020
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	BETTER RESEARCH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 BUCKINGHAM RD MONTCLAIR NJ 070432537, MONTCLAIR, NJ 07043-2537

Mortgage

Document Number	0000003017
Date	Jan 11, 2021
Instrument	3017

Lender

Name	FM HM LOANS
Address	BROOKLYN, NY 11210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 10, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	81 BUCKINGHAM RD, MONTCLAIR, NJ 07043-2537
Document Number	0000075569
Instrument Date	Aug 2, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 BUCKINGHAM RD MONTCLAIR NJ 070432537, MONTCLAIR, NJ 07043-2537

Mortgage

Document Number	0000075569
Date	Aug 13, 2019
Instrument	75569

Lender

Name	FM HM LNS LLC
Address	BROOKLYN, NY 11210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 12, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 81 Buckingham Rd was $21,564, up 3.3% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$613,300 (-) Land $361,000 Building $252,300	$613,300 (-) Land $361,000 Building $252,300
2025	$21,564.00 (+3.33%)	$613,300 Land $361,000 Building $252,300	$613,300 Land $361,000 Building $252,300
2024	$20,870.00
2023		$613,300 Land $361,000 Building $252,300	$613,300 Land $361,000 Building $252,300
2022	$20,165.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 81 Buckingham Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	15 (1978–2021)
Claims Outside the SFHA	9 of 15
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 3 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 81 Buckingham Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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