87 Barnaby Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 87 Barnaby Rd, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,814 sqft · built 2021
Lot Size	7.29 acres (317,901 sqft)
Owner	Individual Name on Record
Last Sale	$455,000 (May 2026)
Tax Bill	$2,659 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20 16 21`

Property Details

APN / Parcel Number

Primary APN	`20 16 21`
Alternative APN	`12838`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,814 sqft Living Area
Gross Area	2,054 sqft
1st Floor Area	1,456 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2023
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	317,901 sqft (7.29 acres)
Terrain	Rolling
Porch	Slab
Deck Area	100 sqft
Balcony Area	22 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	12838
Street Address	87 BARNABY RD
City	PALMYRA
State	VA
Zip	22963-4032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	INST 210003626 AC 7.298 BYBEE ESTATES
Legal Subdivision	BYBEE ESTATES
Legal Block	2
Jurisdiction	FLUVANNA VA
Township / Civil Division	COLUMBIA
Census Block Group	1
Census Block	1043
Census Tract	20200

Owner

Source: Fluvanna County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	87 BARNABY RD, PALMYRA, VA 22963-4032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Jul 23, 2021	Deed, Subdivision Related Transfer · FHA Mortgage TIDEWATER MORTGAGE SERVICES IN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2026 · Amount on Record
Deed Sale	May 18, 2026 · Amount on Record
Prior Sale	Jul 23, 2021 · Amount on Record
Deed Document Number	20261461
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	May 18, 2026
Property Address	87 BARNABY RD, PALMYRA, VA 22963-4032
Document Number	0000001461
Instrument Date	May 13, 2026
Instrument	20261461
Transaction Type	Transfer
Record Updated	Sep 15, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45,955.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 BARNABY RD, PALMYRA, VA 22963-4032

Mortgage

Document Number	0000001462,
Date	May 18, 2026
Instrument	20261462

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Jul 23, 2021
Property Address	87 BARNABY RD, PALMYRA, VA 22963-4032
Document Number	0210003626
Map Reference	DB 231 PG 223
Instrument Date	Jul 13, 2021
Instrument	210003626
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 13, 2023
Title Company	OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$257.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 BARNABY RD, PALMYRA, VA 22963-4032

Mortgage

Document Number	0210003627
Date	Jul 23, 2021
Instrument	210003627

Lender

Name	TIDEWATER MORTGAGE SERVICES IN
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$352,200 (-) Land $68,800 Building $283,400	$352,200 (-) Land $68,800 Building $283,400
2025	$2,659.00 (+0.68%)	$352,200 (+22.93%) Land $68,800 Building $283,400	$352,200 (+22.93%) Land $68,800 Building $283,400
2024	$2,641.00 (+9.22%)
2023		$286,500 Land $68,800 Building $217,700	$286,500 Land $68,800 Building $217,700
2022	$2,418.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Nov 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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