703 Barnaby Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 703 Barnaby Rd, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,152 sqft · built 1997
Lot Size	2.05 acres (89,385 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Sep 2019)
Tax Bill	$2,313 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20 16 13`

Property Details

APN / Parcel Number

Primary APN	`20 16 13`
Alternative APN	`12830`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
Gross Area	2,680 sqft
1st Floor Area	1,152 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2011
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	89,385 sqft (2.05 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Deck Area	216 sqft
Shed	1 Shed
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	12830
Street Address	703 BARNABY RD
City	PALMYRA
State	VA
Zip	22963-4028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	INST 190002782 AC 2.052 BYBEE ESTATES
Legal Subdivision	BYBEE ESTATES
Legal Block	1
Jurisdiction	FLUVANNA VA
Township / Civil Division	COLUMBIA
Census Block Group	1
Census Block	1043
Census Tract	20200

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	703 BARNABY RD, PALMYRA, VA 22963-4028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2019	Deed, Transfer · Conventional Mortgage MEMBER OPTIONS LLC
Jan 3, 2018	Deed, Transfer · Conventional Mortgage PENTAGON FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2019 · Amount on Record
Deed Sale	Sep 16, 2019 · Amount on Record
Prior Sale	Jan 3, 2018
Deed Document Number	20192782
Record Updated	Sep 20, 2026

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Sep 16, 2019
Property Address	703 BARNABY RD, PALMYRA, VA 22963-4028
Document Number	1902782
Map Reference	PB 223 PG 817
Instrument Date	Sep 4, 2019
Instrument	1902782
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 BARNABY RD, PALMYRA, VA 22963-4028

Mortgage

Document Number	1902783
Date	Sep 16, 2019
Instrument	1902783

Lender

Name	MEMBER OPTIONS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Jan 3, 2018
Property Address	703 BARNABY RD, PALMYRA, VA 22963-4028
Document Number	1800006
Map Reference	PB 397 PG 699
Instrument Date	Dec 28, 2017
Instrument	1800006
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 BARNABY RD, PALMYRA, VA 22963-4028

Mortgage

Document Number	1800007
Date	Jan 3, 2018
Instrument	1800007

Lender

Name	PENTAGON FCU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,460 (-) Land $45,200 Building $261,260	$306,460 (-) Land $45,200 Building $261,260
2025	$2,313.00 (+25.64%)	$306,460 (+40.45%) Land $45,200 Building $261,260	$306,460 (+40.45%) Land $45,200 Building $261,260
2023		$218,200 Land $45,200 Building $173,000	$218,200 Land $45,200 Building $173,000
2022	$1,841.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Nov 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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