Madison County property record for 87 Baldwin St, Berea, KY 40403 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 894 sqft · built 1977 |
| Lot Size | 0.201 acres (8,765 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (May 2026) |
| Tax Bill | $1,490 (2025) |
| Deeds & Mortgages | Jan 2009 Mortgage May 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B006-002A-0014 |
| Primary APN | B006-002A-0014 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 894 sqft Living Area |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Brick |
| Lot Area | 8,765 sqft (0.201 acres) |
| Garage Type | Attached |
| Garage Area | 296 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 47090 |
|---|---|
| Street Address | 87 BALDWIN ST |
| City | BEREA |
| State | KY |
| Zip | 40403-1499 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | APPLE GROVE PARK LOT 1 BLK 2 |
| Legal Subdivision | APPLE GROVE PARK |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 11201 |
Source: Madison County records · APN B006-002A-0014
Assessment roll updated December 9, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5719 PRINCE WILLIAM ST, LOUISVILLE, KY 40207-4422 |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jan 21, 2009 | Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB |
| May 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage STOCK YARDS BANK AND TRUST COMPANY |
| May 26, 2026 | Warranty Deed, Transfer · Conventional Mortgage STOCK YARDS BANK AND TRUST COMPANY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 26, 2026 · Amount on Record |
| Deed Sale | May 26, 2026 · Amount on Record |
| Prior Sale | Aug 07, 2023 · Amount on Record |
| Deed Document Number | 202614350970 |
| Deed Book / Page | 883 / 178 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 87 BALDWIN ST, BEREA, KY 40403-1499 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M1275/168 |
|---|---|
| Date | Jan 21, 2009 |
| Book Page | M1275/168 |
| Instrument | 420455 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 26, 2026 |
| Property Address | 87 BALDWIN ST, BEREA, KY 40403-1499 |
| Document Number | 0014350974 |
| Book / Page | 2470 / 695 |
| Instrument Date | May 21, 2026 |
| Instrument | 202614350974 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | AGENCY TITLE |
| Name | Verified Name |
|---|---|
| Address | 5719 PRINCE WILLIAM ST, LOUISVILLE, KY 40207-4422 |
| Document Number | 0014350974, |
|---|---|
| Date | May 26, 2026 |
| Book Page | 2470/695 |
| Instrument | 202614350974 |
| Name | STOCK YARDS BANK AND TRUST COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 26, 2026 |
| Property Address | 87 BALDWIN ST, BEREA, KY 40403-1499 |
| Document Number | 0014350970 |
| Book / Page | 883 / 178 |
| Instrument Date | May 21, 2026 |
| Instrument | 202614350970 |
| Transaction Type | Transfer |
| Record Updated | Jun 05, 2026 |
| Title Company | AGENCY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $17,170.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 5719 PRINCE WILLIAM ST, LOUISVILLE, KY 40207-4422 |
| Document Number | 0014350974, |
|---|---|
| Date | May 26, 2026 |
| Instrument | 202614350974 |
| Name | STOCK YARDS BANK AND TRUST COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Madison County records · Assessment roll updated December 9, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Berea Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,490.00 (+15.15%) | $125,000 (+26.26%) | $125,000 (+26.26%) |
| 2023 | $1,294.00 | $99,000 | $99,000 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 5,882 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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