40 Baldwin St, Berea, KY 40403 Property Records

Madison County property record for 40 Baldwin St, Berea, KY 40403 · Last verified December 2025

Property Summary

Property TypeDuplex
Details1,155 sqft
OwnerCompany Name on File
Last Sale$105,000 (Jun 2007)
Tax Bill$1,490 (2025)
Deeds & MortgagesOct 2023 Line of Credit
May 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNB006-002K-0003

Property Details

APN / Parcel Number

Primary APNB006-002K-0003
Alternative APNs
  • 135659
  • 98429
  • 65633

Interior

Stories2 Stories
Building Area1,155 sqft Living Area

Exterior

Exterior MaterialBrick Veneer

Location & Zoning

Account Number65633
Street Address40 BALDWIN ST
CityBEREA
StateKY
Zip40403-1498
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionLOGAN COURT LOT 3
Legal SubdivisionLOGAN COURT
Legal Lot Number3
JurisdictionMADISON KY
Township / Civil DivisionBEREA
Census Block Group2
Census Block2000
Census Tract11201

Owner

Source: Madison County records · APN B006-002K-0003

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 188, BEREA, KY 40403-0188
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 06, 2023Deed of Trust, Mortgage · Line of Credit
WHITAKER BANK INC
May 02, 2023Deed of Trust, Mortgage · Commercial Mortgage
WHITAKER BANK INC
Jan 19, 2017Deed of Trust, Mortgage
PEOPLES BANK & TRUST CO OF MADISON CNTY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 13, 2007 · Amount on Record
Deed SaleJun 13, 2007 · Amount on Record
Deed Document Number0000622422
Deed Book / Page622 / 422
Record UpdatedJun 08, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address40 BALDWIN ST, BEREA, KY 40403-1498
Transaction TypeMortgage
Record UpdatedNov 03, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M2263/298
DateOct 06, 2023
Book PageM2263/298
Instrument2014170959
Lender
NameWHITAKER BANK INC
TypeBank
AddressLEXINGTON, KY 40555
Agreement
TypeLine of Credit
AmountAmount Recorded
Term24 Months
DueOct 05, 2025
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address40 BALDWIN ST, BEREA, KY 40403-1498
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M2231/361
DateMay 02, 2023
Book PageM2231/361
Instrument2014143089
Lender
NameWHITAKER BANK INC
TypeBank
AddressMINNEAPOLIS, MN 55439
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term119 Months
DueApr 28, 2033

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address40 BALDWIN ST, BEREA, KY 40403-1498
Transaction TypeMortgage
Record UpdatedAug 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM01724/130
DateJan 19, 2017
Book PageM01724/130
Instrument2013953212
Lender
NamePEOPLES BANK & TRUST CO OF MADISON CNTY
TypeBank
AddressBEREA, KY 40403
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBerea City
CountyMadison County
Unified School DistrictBerea Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,490.00 (-8.87%) Additional exemption filed$125,000 (-)$125,000 (-)
2023$1,635.00$125,000$125,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 5,882 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 297 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
Uniti GroupFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: T-Mobile USA, Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

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