8693 Billings Rd, Willoughby, OH 44094 Property Records

Lake County property record for 8693 Billings Rd, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,451 sqft · built 1974
Lot Size	5.92 acres (257,875 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Nov 2019)
Tax Bill	$14,747 (2023)
Deeds & Mortgages	Oct 2025 Line of Credit Nov 2023 Second Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`20-A-015-0-00-007-0`

Property Details

APN / Parcel Number

Primary APN	`20-A-015-0-00-007-0`
Alternative APN	`A 61`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,451 sqft Living Area
1st Floor Area	1,325 sqft
Basement Area	670 sqft
Finished Basement	670 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1990
Architectural Style	Split Level
Exterior Material	Combination
Lot Area	257,875 sqft (5.92 acres)
Garage Type	Detached
Garage Area	1,320 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Patio Area	320 sqft
Balcony	Balcony
Balcony Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	A 61
Street Address	8693 BILLINGS RD
City	WILLOUGHBY
State	OH
Zip	44094-6812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 16 TRACT 2 & LOT 80 TRACT 3
Legal Subdivision	CITY/KIRTLAND 02 & 03
Legal Tract	2
Legal Lot Number	16 80
Jurisdiction	LAKE OH
Township / Civil Division	KIRTLAND
Census Block Group	1
Census Block	1008
Census Tract	206400

Owner

8693 Billings Rd is owned by an individual who bought it in November 2019.

Source: Lake County records, as of April 25, 2024

Owner of Record	Individual Name on File
Mailing Address	8693 BILLINGS RD, KIRTLAND, OH 44094-6812
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Deed of Trust, Mortgage · Line of Credit THE FARMERS NATIONAL BANK OF CANFIELD
Nov 20, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Nov 18, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Jan 15, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Aug 8, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 23, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 23, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 9, 2017	Affidavit of Death, Transfer CONWAY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2019 · Amount on File
Deed Sale	Nov 18, 2019 · Amount on File
Prior Sale	Jan 15, 2019 · Amount on File
Deed Document Number	448930
Record Updated	Jun 7, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	8693 BILLINGS RD, WILLOUGHBY, OH 44094-6812
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024182
Date	Oct 30, 2025
Instrument	2025R024182

Lender

Name	THE FARMERS NATIONAL BANK OF CANFIELD
Type	Bank
Address	CANFIELD, OH 44406

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	8693 BILLINGS RD, WILLOUGHBY, OH 44094-6812
Transaction Type	Mortgage
Record Updated	Nov 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8693 BILLINGS RD, WILLOUGHBY, OH 44094-6812

Mortgage

Document Number	0000023316
Date	Nov 20, 2023
Instrument	2023R023316

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2043

November 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Nov 18, 2019
Property Address	8693 BILLINGS RD, WILLOUGHBY, OH 44094-6812
Document Number	0000028416
Instrument Date	Nov 18, 2019
Instrument	2019R028416
Transaction Type	Subdivision Related Transfer
Record Updated	May 17, 2021
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6850 MILLER RD, BRECKSVILLE, OH 44141-3222

Mortgage

Document Number	0000028417
Date	Nov 18, 2019
Instrument	2019R028417

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Jan 15, 2019
Property Address	8693 BILLINGS RD, WILLOUGHBY, OH 44094-6812
Document Number	0000001017
Instrument Date	Jan 14, 2019
Instrument	1017
Transaction Type	Transfer
Record Updated	Jan 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$600.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8500 STATION ST #300T MENTOR OH 440604943, 300T, MENTOR, OH 44060-4943

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE OH
Recording Date	Aug 8, 2018
Property Address	8693 BILLINGS RD, WILLOUGHBY, OH 44094-6812
Document Number	0000019930
Instrument Date	Jul 26, 2018
Instrument	19930
Transaction Type	Transfer
Record Updated	Aug 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8500 STATION ST #200 MENTOR OH 440604963, 200, MENTOR, OH 44060-4963

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE OH
Recording Date	Mar 23, 2018
Property Address	8693 BILLINGS RD, WILLOUGHBY, OH 44094-6812
Document Number	0000006873
Instrument Date	Feb 16, 2018
Instrument	6873
Transaction Type	Transfer
Record Updated	Apr 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8693 BILLINGS RD OH, OH

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE OH
Recording Date	Mar 23, 2018
Property Address	8693 BILLINGS RD, WILLOUGHBY, OH 44094-6812
Document Number	0000006874
Instrument Date	Feb 12, 2018
Instrument	6874
Transaction Type	Transfer
Record Updated	Apr 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8693 BILLINGS RD WILLOUGHBY OH 440946812, WILLOUGHBY, OH 44094-6812

November 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	LAKE OH
Recording Date	Nov 9, 2017
Property Address	8693 BILLINGS RD, WILLOUGHBY, OH 44094-6812
Document Number	0000030695
Instrument Date	Nov 8, 2017
Instrument	30695
Transaction Type	Transfer
Record Updated	Nov 14, 2017
Title Company	CONWAY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8693 BILLINGS RD KIRTLAND OH 440946812, KIRTLAND, OH 44094-6812

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Kirtland City
Unified School District	Kirtland Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$14,747.00 (+101.16%) Homeowner's exemption	$140,830 (-) Land $60,430 Building $80,400
2022	$7,331.00 Homeowner's exemption	$140,830 Land $60,430 Building $80,400
2021			$402,350 Land $172,650 Building $229,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8693 Billings Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1978–2006)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2006 · Severe Storms, Straight Line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8693 Billings Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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