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8691 Thomas Rd, Lakeside, MI 49116 Property Records

Berrien County property record for 8691 Thomas Rd, Lakeside, MI 49116

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,870 sqft · built 2022
Lot Size0.49 acres (21,344 sqft)
OwnerIndividual Name on File
Tax Bill$35,218 (2025)
Deeds & MortgagesMar 2022 Mortgage
Mar 2021 Sale
Flood ZoneZone X (minimal risk)
APN07-7660-0003-00-7

Property Details

APN / Parcel Number

Primary APN07-7660-0003-00-7
Alternative APN
  • 11-07-7660-0003-00-7

Interior

Full Baths3 Baths
Building Area3,870 sqft Living Area
1st Floor Area1,935 sqft
Basement Area1,935 sqft
Unfinished Basement1,935 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Lot Area21,344 sqft (0.49 acres)
Lot Dimensions99 ft deep x 214 ft wide
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address8691 THOMAS RD
CityLAKESIDE
StateMI
Zip49116
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 SUPERVISOR'S PLAT OF TURNER'S SUBDIVISION EXCEPT THE SOUTHERLY 25'THEREOF
Legal SubdivisionTURNERS SUB
Legal Lot Number3
Legal Unit3
JurisdictionBERRIEN MI
Township / Civil DivisionCHIKAMING
Census Block Group2
Census Block2007
Census Tract11201

Owner

8691 Thomas Rd, a single family home, is owned by an individual.

Source: Berrien County records, as of September 28, 2026

Owner of RecordIndividual Name on File
Mailing Address537 N BRAINARD AVE, LA GRANGE PARK, IL 60526-5520
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2022Deed of Trust, Mortgage · Conventional Mortgage
WINTRUST MORTGAGE
Mar 11, 2021Warranty Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address8691 THOMAS RD, LAKESIDE, MI 49116-5136
Transaction TypeMortgage
Record UpdatedNov 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address537 N BRAINARD AVE, LA GRANGE PARK, IL 60526-5520

Mortgage

Document Number03367/3279
DateMar 21, 2022
Book Page3367/3279
Instrument2022347297
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052
Interest
Rate TypeAdjustable Rate
Rate2.87%
Type Change DateJul 1, 2033
Change Frequency6 Months
Min Rate At Change3.25%
Max Rate At Change7.87%
IndexOther
Max Rate7.87%

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateMar 11, 2021
Property Address8691 THOMAS RD, LAKESIDE, MI 49116-5136
Document Number03317/1394
Book / Page3317 / 1394
Instrument DateJan 26, 2021
Transaction TypeTransfer
Record UpdatedNov 9, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address537 N BRAIHARD, LA GRANGE PARK, IL 60526-5520

Tax Assessment & Valuation

The 2025 property tax bill for 8691 Thomas Rd was $35,218.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionChikaming Township
Unified School DistrictRiver Valley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$890,200$1,780,400
2025$35,218.00
2023$576,200$1,152,400
2022$12,057.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8691 Thomas Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8691 Thomas Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHIKAMING TOWNSHIP
serves 2,825 people · EPA ID MI0001400
Water SourcePurchased surface water from LAKE CHARTER TOWNSHIP
Last State InspectionJun 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Starlink
Satellite		280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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