869 W 21st St, Upland, CA 91784 Property Records

San Bernardino County property record for 869 W 21st St, Upland, CA 91784

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,916 sqft · built 1973
Lot Size	0.237 acres (10,320 sqft)
Owner	Individual Name on File
Last Sale	$661,500 (Oct 2018)
Tax Bill	$8,050 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Feb 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1043-281-32-0000`

Property Details

APN / Parcel Number

Primary APN	`1043-281-32-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,916 sqft Living Area
1st Floor Area	1,916 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Modern
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	10,320 sqft (0.237 acres)
Lot Dimensions	120 ft deep x 86 ft wide
Garage Type	Detached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	431 sqft
Patio Area	431 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	869 W 21ST ST
City	UPLAND
State	CA
Zip	91784-1262
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 8618 LOT 18
Legal Tract	8618
Legal Block	2
Legal Lot Number	18
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2010
Census Tract	814

Owner

869 W 21st St is owned and occupied by an individual who bought it in October 2018.

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	869 W 21ST ST, UPLAND, CA 91784-1262
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
Feb 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
Apr 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
Oct 3, 2018	Grant Deed, Transfer · Conventional Mortgage LENDUS LLC
Jun 21, 2018	Grant Deed, Transfer · Construction Mortgage ZEITGEIST INVESTMENTS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2018 · Amount on File
Deed Sale	Oct 3, 2018 · Amount on File
Prior Sale	Jun 21, 2018 · Amount on File
Deed Document Number	2018363108
Prior Transfer Date	Oct 20, 2007
Prior Transfer Doc	0000133230
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	869 W 21ST ST, UPLAND, CA 91784-1262
Document Number	0000358842
Instrument Date	Sep 18, 2020
Transaction Type	Mortgage
Record Updated	Oct 7, 2020
Title Company	LAWYERS TITLE-IE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	869 W 21ST ST UPLAND CA 917841262, UPLAND, CA 91784-1262

Mortgage

Document Number	0000358842
Date	Sep 23, 2020
Instrument	358842

Lender

Name	OPTIMUM FIRST INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 22, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	869 W 21ST ST, UPLAND, CA 91784-1262
Document Number	0000060539
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	Mar 11, 2020
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	869 W 21ST ST UPLAND CA 917841262, UPLAND, CA 91784-1262

Mortgage

Document Number	0000060539
Date	Feb 20, 2020
Instrument	60539

Lender

Name	OPTIMUM FIRST INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 19, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	869 W 21ST ST, UPLAND, CA 91784-1262
Document Number	0000124530
Instrument Date	Apr 15, 2019
Transaction Type	Mortgage
Record Updated	Apr 30, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	869 W 21ST ST UPLAND CA 917841262, UPLAND, CA 91784-1262

Mortgage

Document Number	0000124530
Date	Apr 22, 2019
Instrument	124530

Lender

Name	OPTIMUM FIRST INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 21, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 3, 2018
Property Address	869 W 21ST ST, UPLAND, CA 91784-1262
Document Number	0000363108
Map Reference	MB 117 PG 81-82
Instrument Date	Sep 5, 2018
Instrument	2018-0363108
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	WESTMINSTER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	869 W 21ST ST, UPLAND, CA 91784-1262

Mortgage

Document Number	0000363109
Date	Oct 3, 2018
Instrument	2018-0363109

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 21, 2018
Property Address	869 W 21ST ST, UPLAND, CA 91784-1262
Document Number	0000225563
Instrument Date	Jun 13, 2018
Instrument	225563
Transaction Type	Transfer
Record Updated	Jul 4, 2018
Title Company	TICOR TITLE RIVERSIDE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$583.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	359 N SHERIDAN ST #106 CORONA CA 928802030, 106, CORONA, CA 92880-2030

Mortgage

Document Number	225564
Date	Jun 21, 2018
Instrument	225564

Lender

Name	ZEITGEIST INVESTMENTS LLC
Address	624 S 1ST AVE, COVINA, CA 91723-3510

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 20, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 869 W 21st St was $8,050 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$752,674 (+2%) Land $261,700 Building $490,974
2025	$8,050.00 Homeowner's exemption	$737,916 Land $256,569 Building $481,347
2023	$7,675.00 (+2.21%) Homeowner's exemption	$709,262 Land $246,606 Building $462,656
2022	$7,509.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 869 W 21st St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1992)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1992 · Rain/snow/wind Storms, Flooding, Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 869 W 21st St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

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