696 W 21st St, Upland, CA 91784 Property Records

San Bernardino County property record for 696 W 21st St, Upland, CA 91784

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,800 sqft · built 1975
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$680,500 (Jul 2017)
Tax Bill	$8,440 (2025)
Deeds & Mortgages	Feb 2026 Second Mortgage Jul 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1043-551-21-0000`

Property Details

APN / Parcel Number

Primary APN	`1043-551-21-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,800 sqft Living Area
Gross Area	3,413 sqft
1st Floor Area	2,035 sqft
2nd Floor Area	765 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Modern
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	613 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	696 W 21ST ST
City	UPLAND
State	CA
Zip	91784-1472
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 8975 LOT 2
Legal Subdivision	TRACT NO 8975
Legal Tract	8975
Legal Block	4
Legal Lot Number	2
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	4
Census Block	4004
Census Tract	814

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	696 W 21ST ST, UPLAND, CA 91784-1472
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOS ANGELES POLICE FCU
Jul 9, 2021	Deed of Trust, Mortgage · VA Mortgage FLORIDA CAPITAL BANK NA
Nov 15, 2022	Deed of Trust, Mortgage · Line of Credit LOS ANGELES POLICE FCU
Apr 20, 2020	Deed of Trust, Mortgage · VA Mortgage EXPRESS CAP
May 23, 2019	Deed of Trust, Mortgage · VA Mortgage EXPRESS CAP
Jul 14, 2017	Grant Deed, Transfer · VA Mortgage PACIFIC UNION FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2017 · Amount on Record
Deed Sale	Jul 14, 2017 · Amount on Record
Deed Document Number	2017287239
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	696 W 21ST ST, UPLAND, CA 91784-1472
Transaction Type	Mortgage
Record Updated	Mar 16, 2026
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	696 W 21ST ST, UPLAND, CA 91784-1472

Mortgage

Document Number	0000051752
Date	Feb 25, 2026
Instrument	2026-0051752

Lender

Name	LOS ANGELES POLICE FCU
Type	Credit Union
Address	VAN NUYS, CA 91406

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2046

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	696 W 21ST ST, UPLAND, CA 91784-1472
Transaction Type	Mortgage
Record Updated	Sep 1, 2023
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	696 W 21ST ST, UPLAND, CA 91784-1472

Mortgage

Document Number	0000308638
Date	Jul 9, 2021
Instrument	2021-0308638

Lender

Name	FLORIDA CAPITAL BANK NA
Type	Bank
Address	ATLANTIC BEACH, FL 32233

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	696 W 21ST ST, UPLAND, CA 91784-1472
Transaction Type	Mortgage
Record Updated	Sep 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	696 W 21ST ST, UPLAND, CA 91784-1472

Mortgage

Document Number	0000373282
Date	Nov 15, 2022
Instrument	2022-0373282

Lender

Name	LOS ANGELES POLICE FCU
Type	Credit Union
Address	VAN NUYS, CA 91406

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	696 W 21ST ST, UPLAND, CA 91784-1472
Document Number	0000148476
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	May 14, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL AGENCY SOLUTION

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	696 W 21ST ST UPLAND CA 917841472, UPLAND, CA 91784-1472

Mortgage

Document Number	0000148476
Date	Apr 30, 2020
Instrument	148476

Lender

Name	EXPRESS CAP
Address	JACKSONVILLE, FL 32233

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	696 W 21ST ST, UPLAND, CA 91784-1472
Document Number	0000174841
Instrument Date	May 23, 2019
Transaction Type	Mortgage
Record Updated	Jun 6, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE ORANGE CN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	696 W 21ST ST UPLAND CA 917841472, UPLAND, CA 91784-1472

Mortgage

Document Number	0000174841
Date	May 30, 2019
Instrument	174841

Lender

Name	EXPRESS CAP
Address	JACKSONVILLE, FL 32233

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2049

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 14, 2017
Property Address	696 W 21ST ST, UPLAND, CA 91784-1472
Document Number	0000287239
Map Reference	MAP123 PG35-37
Instrument Date	Jun 14, 2017
Instrument	2017-0287239
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	696 W 21ST ST, UPLAND, CA 91784-1472

Mortgage

Document Number	0000287240
Date	Jul 14, 2017
Instrument	2017-0287240

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$789,778 (+2%) Land $272,738 Building $517,040
2025	$8,440.00 (+4.87%) Homeowner's exemption	$774,292 (+4.04%) Land $267,390 Building $506,902
2023	$8,048.00 (+2.21%) Homeowner's exemption	$744,226 Land $257,007 Building $487,219
2022	$7,874.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1980–1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes
Claims by Event	Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

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