Union County and Roselle Park Borough property record for 869 Prospect St, Union, NJ 07083
| Property Type | Single Family Home |
|---|---|
| Details | built 1946 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $11,358 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-00808-0000-00002 |
| Primary APN | 19-00808-0000-00002 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 125 ft deep x 60 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Street Address | 869 PROSPECT ST |
|---|---|
| City | UNION |
| State | NJ |
| Zip | 07083-7958 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | H C SANFORD |
| Legal Block | 808 |
| Legal Lot Number | 2 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | ROSELLE PARK |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 33800 |
869 Prospect St is owned and occupied by two individuals who acquired it in March 1983.
Source: Union County and Roselle Park Borough records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 869 PROSPECT ST, UNION, NJ 07083-7958 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 15, 1983 |
| Deed Sale | Mar 15, 1983 |
| Deed Book / Page | 3316 / 1 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 869 PROSPECT ST, UNION, NJ 07083-7958 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 0150252559 |
|---|---|
| Date | Aug 4, 2021 |
| Book Page | 15025/2559 |
| Instrument | 17964 |
| Name | CONNECTONE BANK |
|---|---|
| Type | Bank |
| Address | 07053 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 1, 2031 |
The 2025 property tax bill for 869 Prospect St was $11,358, up 5% from the year before.
Source: Union County and Roselle Park Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Roselle Park Borough |
| Unified School District | Roselle Park Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $48,700 (-) Land $21,900 Building $26,800 | $48,700 (-) Land $21,900 Building $26,800 | |
| 2025 | $11,358.00 (+5%) | $48,700 Land $21,900 Building $26,800 | $48,700 Land $21,900 Building $26,800 |
| 2024 | $10,817.00 | ||
| 2023 | $48,400 Land $21,900 Building $26,500 | $48,400 Land $21,900 Building $26,500 | |
| 2022 | $10,123.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 869 Prospect St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 869 Prospect St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 740 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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