815 Prospect St, Union, NJ 07083 Property Records

Union County and Union Township property record for 815 Prospect St, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	2,508 sqft · built 1955
Lot Size	0.404 acres (17,576 sqft)
Owner	2 Individual Names on File
Last Sale	$765,000 (Jun 2022)
Tax Bill	$17,562 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-05804-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`19-05804-0000-00016`
Alternative APN	`190580400016`

Interior

Stories	2 Stories
Building Area	2,508 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Brick
Construction Type	Brick
Lot Area	17,576 sqft (0.404 acres)
Lot Dimensions	130 ft deep x 73 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	815 PROSPECT ST
City	UNION
State	NJ
Zip	07083-4235
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	NEWARK PROP
Legal Block	5804
Legal Lot Number	16
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	1
Census Block	1002
Census Tract	32800

Owner

815 Prospect St is owned and occupied by two individuals who bought it in June 2022.

Source: Union County and Union Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	815 PROSPECT ST, UNION, NJ 07083-4235
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2022 · Amount on File
Deed Sale	Jun 22, 2022 · Amount on File
Deed Document Number	202219346
Deed Book / Page	6469 / 2305
Prior Transfer Date	Apr 28, 2008
Prior Transfer Doc	0057100571
Record Updated	Sep 20, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Jun 22, 2022
Property Address	815 PROSPECT ST, UNION, NJ 07083-4235
Document Number	0064692305
Book / Page	6469 / 2305
Instrument Date	Jun 15, 2022
Instrument	19346
Transaction Type	Transfer
Record Updated	Jul 8, 2022
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,934.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 CROSSBROOK PL, 1, LIVINGSTON, NJ 07039-3710

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 PROSPECT ST, UNION, NJ 07083-4235

Mortgage

Document Number	0000039073
Date	Jun 22, 2022
Instrument	39073

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 815 Prospect St was $17,562, up 4.3% from the year before.

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,300 (-) Land $22,600 Building $52,700	$75,300 (-) Land $22,600 Building $52,700
2025	$17,562.00 (+4.35%)	$75,300 Land $22,600 Building $52,700	$75,300 Land $22,600 Building $52,700
2024	$16,830.00
2023		$75,300 Land $22,600 Building $52,700	$75,300 Land $22,600 Building $52,700
2022	$15,749.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 815 Prospect St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 815 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 866 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Prospect St

Nearby Streets

All Union, NJ Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures