869 Main St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 869 Main St, Reading, MA 01867

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,290 sqft · built 1951
Lot Size0.281 acres (12,223 sqft)
OwnerIndividual Name on Record
Last Sale$387,000 (Dec 2012)
Tax Bill$6,931 (2025)
Deeds & MortgagesAug 2021 Refinance
Sep 2022 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APNREAD M:028.0-0000-0137.0

Property Details

APN / Parcel Number

Primary APNREAD M:028.0-0000-0137.0
Alternative APNs
  • M:028.0=0000=0137.0
  • 1150000000080
  • 1150000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,290 sqft Living Area
Gross Area1,800 sqft
Basement Area900 sqft
Unfinished Basement450 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,223 sqft (0.281 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number1150000000080
Street Address869 MAIN ST
CityREADING
StateMA
Zip01867-1710
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS15
JurisdictionREADING MA
Township / Civil DivisionREADING
Census Block Group1
Census Block1006
Census Tract334400

Owner

Source: Middlesex County and Reading Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address869 MAIN ST, READING, MA 01867-1710
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 2, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
SALEM FIVE MORTGAGE CORP
Sep 21, 2022Deed of Trust, Mortgage · Line of Credit
COMMUNITY CREDIT UNION LYNN
Aug 2, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
SALEM FIVE MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 13, 2012 · Amount on Record
Deed SaleDec 13, 2012 · Amount on Record
Prior SaleAug 2, 2012 · Amount on Record
Deed Book / Page60726 / 403
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address869 MAIN ST, READING, MA 01867-1710
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0078381-35
DateAug 2, 2021
Book Page78381/35
Instrument172939
Lender
NameSALEM FIVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address869 MAIN ST, READING, MA 01867-1710
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0080736-41
DateSep 21, 2022
Book Page80736/41
Instrument143163
Lender
NameCOMMUNITY CREDIT UNION LYNN
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address869 MAIN ST, READING, MA 01867-1710
Transaction TypeMortgage
Record UpdatedAug 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number78381-35
DateAug 2, 2021
Book Page78381/35
Instrument172939
Lender
NameSALEM FIVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,931.00 (-0.87%)$608,500 (+1.99%) Land $369,900 Building $238,600$753,065 (+11.65%)
2024$6,992.00 (+4.37%)$596,600 (+12.12%) Land $362,600 Building $234,000$674,500
2023$6,699.00$532,100 Land $323,400 Building $208,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING WATER DEPARTMENT (MWRA)
serves 26,262 people · EPA ID MA3246000
Water SourcePurchased surface water from MWRA
Last State InspectionNov 2023
Lead8 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number