Middlesex County and Reading Town property record for 863 Main St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,383 sqft · built 1920 |
| Lot Size | 0.362 acres (15,764 sqft) |
| Owner | Individual on Record |
| Last Sale | $1,462,500 (Jul 2026) |
| Tax Bill | $7,159 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:028.0-0000-0138.0 |
| Primary APN | READ M:028.0-0000-0138.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,383 sqft Living Area |
| Gross Area | 2,692 sqft |
| Basement Area | 904 sqft |
| Unfinished Basement | 904 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,764 sqft (0.362 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 115000000009 |
|---|---|
| Street Address | 863 MAIN ST |
| City | READING |
| State | MA |
| Zip | 01867-1710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 334400 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 863 MAIN ST, READING, MA 01867-1710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Jul 30, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Apr 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage RMA LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2026 · Amount on Record |
| Deed Sale | Jul 30, 2026 · Amount on Record |
| Prior Sale | Jan 17, 2025 · Amount on Record |
| Deed Document Number | 202695829 |
| Deed Book / Page | 85954 / 595 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jul 30, 2026 |
| Property Address | 863 MAIN ST, READING, MA 01867-1710 |
| Document Number | 0000095829 |
| Book / Page | 85954 / 595 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 202695829 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 863 MAIN ST, READING, MA 01867-1710 |
| Date | Jul 30, 2026 |
|---|
| Name | MOVEMENT MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Apr 16, 2026 |
| Property Address | 863 MAIN ST, READING, MA 01867-1710 |
| Document Number | 0085476-96 |
| Book / Page | 85476 / 96 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 202642257 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 863 MAIN ST, READING, MA 01867-1710 |
| Document Number | 0000042257, |
|---|---|
| Date | Apr 16, 2026 |
| Book Page | 85476/96 |
| Instrument | 202642257 |
| Name | RMA LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,159.00 (-0.87%) | $628,500 (+2%) Land $379,900 Building $248,600 | $1,642,835 (+218.71%) |
| 2024 | $7,222.00 (+4.35%) | $616,200 (+12.1%) Land $372,500 Building $243,700 | $515,470 |
| 2023 | $6,921.00 | $549,700 Land $332,300 Building $217,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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