Morris County and Montville Township property record for 869 Main Rd, Towaco, NJ 07082
| Property Type | Single Family Home |
|---|---|
| Details | 1,025 sqft · built 1956 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $435,000 (Oct 2022) |
| Tax Bill | $6,779 (2024) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Jun 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00111-0000-00004 |
| Primary APN | 21-00111-0000-00004 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,025 sqft Living Area |
| 1st Floor Area | 1,025 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 24,829 sqft (0.57 acres) |
| Lot Dimensions | 250 ft deep x 80 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 869 RT 202 |
|---|---|
| City | MONTVILLE |
| State | NJ |
| Zip | 07045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20A |
| Legal Block | 111 |
| Legal Lot Number | 4 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | MONTVILLE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 40805 |
Source: Morris County and Montville Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 869 MAIN RD, TOWACO, NJ 07082-1324 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 5, 2022 | Deed, Transfer · Conventional Mortgage FIRST IC BANK |
| Jun 8, 2017 | Grant Deed, Transfer WESTCOR LAND TITLE INSURANCE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2022 · Amount on Record |
| Deed Sale | Oct 5, 2022 · Amount on Record |
| Prior Sale | Jun 8, 2017 · Amount on Record |
| Deed Document Number | 202265743 |
| Deed Book / Page | 24504 / 554 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Oct 5, 2022 |
| Property Address | 869 MAIN RD, TOWACO, NJ 07082-1324 |
| Document Number | 0245040554 |
| Book / Page | 24504 / 554 |
| Instrument Date | Sep 7, 2022 |
| Instrument | 2022065743 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,551.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 869 MAIN RD, 869, TOWACO MONTVILLE, NJ |
| Name | Verified Name |
|---|---|
| Address | 869 MAIN RD, TOWACO, NJ 07082-1324 |
| Document Number | 2022065744 |
|---|---|
| Date | Oct 5, 2022 |
| Instrument | 2022065744 |
| Name | FIRST IC BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Oct 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 7.75% |
| Index | 1-Year CMT |
| Max Rate | 10.7% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Jun 8, 2017 |
| Property Address | 869 MAIN RD, TOWACO, NJ 07082-1324 |
| Document Number | 0231371527 |
| Book / Page | 023137 / 001527 |
| Instrument Date | May 24, 2017 |
| Instrument | 32496 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2018 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $340.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 869 ROUTE #202 TOWACO NJ 07082, 202, TOWACO, NJ 07082 |
Source: Morris County and Montville Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| County Subdivision | Montville Township |
| Unified School District | Montville Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $254,000 (-) Land $150,800 Building $103,200 | $254,000 (-) Land $150,800 Building $103,200 | |
| 2025 | $254,000 (-) Land $150,800 Building $103,200 | $254,000 (-) Land $150,800 Building $103,200 | |
| 2024 | $6,779.00 (+3.89%) | ||
| 2023 | $254,000 Land $150,800 Building $103,200 | $254,000 Land $150,800 Building $103,200 | |
| 2022 | $6,525.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1999–2021) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTVILLE TWP MUA serves 22,000 people · EPA ID NJ1421003 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure not recorded as resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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