Morris County and Montville Township property record for 840 Main Rd, Towaco, NJ 07082
| Property Type | Single Family Home |
|---|---|
| Details | 2,800 sqft · built 1990 |
| Lot Size | 1.41 acres (61,855 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $786,000 (Dec 2023) |
| Tax Bill | $12,029 (2024) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Aug 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00110-0000-00013-1 |
| Primary APN | 21-00110-0000-00013-1 |
|---|---|
| Alternative APN |
|
| Building Area | 2,800 sqft Living Area |
|---|
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 61,855 sqft |
| Street Address | 840 RT 202 |
|---|---|
| City | MONTVILLE |
| State | NJ |
| Zip | 07045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20A |
| Legal Subdivision | MONTVILLE TOWNSHIP |
| Legal Block | 110 |
| Legal Lot Number | 13.1 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | MONTVILLE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 40805 |
Source: Morris County and Montville Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 247 CARMITA AVE, RUTHERFORD, NJ 07070-1928 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 11, 2023 | Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Aug 11, 2023 | Intrafamily Transfer, Transfer |
| May 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage VALLEY NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 11, 2023 · Amount on Record |
| Deed Sale | Dec 11, 2023 · Amount on Record |
| Deed Document Number | 202346965 |
| Deed Book / Page | 24691 / 21 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Dec 11, 2023 |
| Property Address | 840 MAIN RD, TOWACO, NJ 07082 |
| Document Number | 0246910021 |
| Book / Page | 24691 / 21 |
| Instrument Date | Nov 14, 2023 |
| Instrument | 2023046965 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2023 |
| Title Company | LAND QUEST TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,156.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 HANCOCK COURT, MOUNTAIN LKS, NJ 07046 |
| Name | Verified Name |
|---|---|
| Address | 247 CARMITA AVE, RUTHERFORD, NJ 07070-1928 |
| Document Number | 2023046966 |
|---|---|
| Date | Dec 11, 2023 |
| Instrument | 2023046966 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Aug 11, 2023 |
| Property Address | 840 MAIN RD, TOWACO, NJ 07082 |
| Document Number | 0246391785 |
| Book / Page | 24639 / 1785 |
| Instrument Date | Aug 1, 2023 |
| Instrument | 2023030096 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 HANCOCK CT, MONTVILLE, NJ 07045-9141 |
| Name | Verified Name |
|---|---|
| Address | 840 MAIN RD, TOWACO, NJ 07082 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 840 MAIN RD, TOWACO, NJ 07082 |
| Document Number | 0235481282 |
| Instrument Date | May 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2019 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS |
| Name | Verified Name |
|---|---|
| Address | 840 RT 202 TOWACO NJ 07082, TOWACO, NJ 07082 |
| Document Number | 0235481282 |
|---|---|
| Date | Jun 5, 2019 |
| Book Page | 023548/001282 |
| Instrument | 28098 |
| Name | VALLEY NAT'L BK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 4, 2049 |
Source: Morris County and Montville Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| County Subdivision | Montville Township |
| Unified School District | Montville Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $450,700 (-) Land $166,300 Building $284,400 | $450,700 (-) Land $166,300 Building $284,400 | |
| 2025 | $450,700 (-) Land $166,300 Building $284,400 | $450,700 (-) Land $166,300 Building $284,400 | |
| 2024 | $12,029.00 (+3.9%) | ||
| 2023 | $450,700 (-) Land $166,300 Building $284,400 | $450,700 (-) Land $166,300 Building $284,400 | |
| 2022 | $11,578.00 (+1.38%) | $450,700 Land $166,300 Building $284,400 | $450,700 Land $166,300 Building $284,400 |
| 2021 | $11,420.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1999–2021) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTVILLE TWP MUA serves 22,000 people · EPA ID NJ1421003 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure not recorded as resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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