Cook County property record for 869 Ford Ave, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,069 sqft · built 1961 |
| Lot Size | 0.196 acres (8,520 sqft) |
| Owner | Company Name on Record |
| Last Sale | $210,000 (Jan 2024) |
| Tax Bill | $5,757 (2023) |
| Deeds & Mortgages | Jan 2024 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-07-106-041 |
| Primary APN | 06-07-106-041 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,069 sqft Living Area |
| 1st Floor Area | 1,069 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Bungalow |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 8,520 sqft (0.196 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 869 FORD AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2380 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 9E |
| Legal Township | 41N |
| Legal Section | 07 |
| Legal Subdivision | BLACKHAWK MANOR ADD 03 |
| Legal Lot Number | 251,2 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 804403 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 10 S LA SALLE ST, 2750, CHICAGO, IL 60603-1108 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 25, 2024 · Amount on Record |
| Deed Sale | Jan 25, 2024 · Amount on Record |
| Deed Document Number | 202446052 |
| Prior Transfer Date | Sep 5, 2013 |
| Prior Transfer Doc | 0000022019 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jan 25, 2024 |
| Property Address | 869 FORD AVE, ELGIN, IL 60120-2380 |
| Document Number | 0002546052 |
| Map Reference | DOC 1776797 |
| Instrument Date | Dec 20, 2023 |
| Instrument | 2402546052 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2024 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $210.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 869 FORD AVE, ELGIN, IL 60120-2380 |
| Document Number | 0002546054 |
|---|---|
| Date | Jan 25, 2024 |
| Instrument | 2402546054 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Change Frequency | Monthly |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $26,000 (+3%) Land $5,964 Building $20,036 | $260,000 (+3%) Land $59,640 Building $200,360 | |
| 2023 | $5,757.00 (+2.91%) | ||
| 2022 | $5,594.00 (+9.75%) | $20,000 (+35.2%) Land $5,538 Building $14,462 | $200,000 (+35.2%) Land $55,380 Building $144,620 |
| 2021 | $5,097.00 | $14,793 Land $4,473 Building $10,320 | $147,930 Land $44,730 Building $103,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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