Cook County property record for 868 Ford Ave, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,024 sqft · built 1960 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $204,000 (May 2005) |
| Tax Bill | $5,666 (2023) |
| Deeds & Mortgages | May 2021 Mortgage Dec 2016 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-06-114-016 |
| Primary APN | 06-06-114-016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,024 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 7,200 sqft (0.165 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 868 FORD AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2379 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (THIRD) ADD TO (BLACKHAWK)(MANOR) SUB PT OF SECS 6 & 7 SEC 07-41-09 |
| Legal Range | 09E |
| Legal Township | 41N |
| Legal Section | 07 |
| Legal Subdivision | THIRD ADD TO BLACKHAWK MANOR |
| Legal Lot Number | 295 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 804313 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 868 FORD AVE, ELGIN, IL 60120-2379 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage KANE COUNTY TEACHERS CU |
| Dec 20, 2016 | Deed of Trust, Mortgage DITECH FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 9, 2005 · Amount on Record |
| Deed Sale | May 9, 2005 · Amount on Record |
| Prior Sale | Aug 16, 2000 · Amount on Record |
| Deed Document Number | 20055389 |
| Last Transfer Date | Oct 28, 2013 |
| Transfer Doc | 0000049000 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 868 FORD AVE, ELGIN, IL 60120-2379 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0013213030 |
|---|---|
| Date | May 12, 2021 |
| Instrument | 2113213030 |
| Name | KANE COUNTY TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | ELGIN, IL 60123 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 116 Months |
| Due | Jan 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 868 FORD AVE, ELGIN, IL 60120-2379 |
| Document Number | 1700657043 |
| Instrument Date | Dec 20, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 868 FORD AVE ELGIN IL 601202379, ELGIN, IL 60120-2379 |
| Document Number | 1700657043 |
|---|---|
| Date | Jan 6, 2017 |
| Instrument | 657043 |
| Name | DITECH FIN'L |
|---|---|
| Address | TAMPA, FL 33607 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jan 5, 2032 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $28,000 (+21.74%) Land $5,040 Building $22,960 | $280,000 (+21.74%) Land $50,400 Building $229,600 | |
| 2023 | $5,666.00 (+3.45%) | ||
| 2022 | $5,477.00 Homeowner's exemption | $23,000 Land $4,680 Building $18,320 | $230,000 Land $46,800 Building $183,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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