869 E 28th St, Oakland, CA 94610 Property Records

Alameda County property record for 869 E 28th St, Oakland, CA 94610

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,496 sqft · built 1921
Lot Size	0.11 acres (4,814 sqft)
Owner	Individual Name on File
Last Sale	$850,000 (Dec 2022)
Tax Bill	$13,255 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-395-52`

Property Details

APN / Parcel Number

Primary APN	`23-395-52`
Alternative APN	`023-0395-052-00`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,496 sqft Living Area

Exterior

Year Built	Built 1921
Architectural Style	Other
Construction Type	Wood
Lot Area	4,814 sqft (0.11 acres)

Location & Zoning

Street Address	869 E 28TH ST
City	OAKLAND
State	CA
Zip	94610-4014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP A4 650
Legal Subdivision	BELLA VISTA PARK
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	3
Census Block	3000
Census Tract	405600

Owner

Source: Alameda County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	869 E 28TH ST, OAKLAND, CA 94610-4014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Oct 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage IMC MORTGAGE CORP
Oct 13, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 19, 2022 · Amount on Record
Deed Sale	Dec 19, 2022 · Amount on Record
Prior Sale	Oct 13, 2017
Deed Document Number	2022199271
Record Updated	Jun 8, 2026

December 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Dec 19, 2022
Property Address	869 E 28TH ST, OAKLAND, CA 94610-4014
Document Number	0000199271
Map Reference	MB 6 PG 42
Instrument Date	Dec 13, 2022
Instrument	2022199271
Transaction Type	Transfer
Record Updated	Jan 13, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$13,685.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	869 E 28TH ST, OAKLAND, CA 94610-4014

Mortgage

Document Number	0000199272
Date	Dec 19, 2022
Instrument	2022199272

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	869 E 28TH ST, OAKLAND, CA 94610-4014
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000198877
Date	Oct 2, 2019
Instrument	2019198877

Lender

Name	IMC MORTGAGE CORP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Type Change Date	Sep 1, 2024
Change Frequency	Annually
Min Rate At Change	5.99%
Max Rate At Change	7.99%
Index	1-Year LIBOR
Max Rate	10.9%

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Oct 13, 2017
Property Address	869 E 28TH ST, OAKLAND, CA 94610-4014
Document Number	0000226976
Instrument Date	Apr 7, 2017
Instrument	226976
Transaction Type	Transfer
Record Updated	Nov 14, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2449 LEVANTE ST CARLSBAD CA 920098020, CARLSBAD, CA 92009-8020

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$13,255.00 (-1.53%)	$884,340 (+4.04%) Land $265,302 Building $619,038
2023	$13,461.00	$850,000 Land $255,000 Building $595,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,063 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Unwired Fixed Wireless	300 / 25
Etheric Communications, LLC. Fixed Wireless	250 / 100
T-Mobile USA Fixed Wireless	100 / 20

May also be available: California Internet.

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