859 E 28th St, Oakland, CA 94610 Property Records

Alameda County property record for 859 E 28th St, Oakland, CA 94610

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,351 sqft · built 1920
Lot Size	0.096 acres (4,165 sqft)
Owner	Individual Name on Record
Last Sale	$1,000,000 (Nov 2020)
Tax Bill	$15,820 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-395-51-1`

Property Details

APN / Parcel Number

Primary APN	`23-395-51-1`
Alternative APN	`023-0395-051-01`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,351 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1925
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,165 sqft (0.096 acres)

Location & Zoning

Street Address	859 E 28TH ST
City	OAKLAND
State	CA
Zip	94610-4014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00001 BLK: 0051 AR: 0023 PAGE: 0395
Legal Subdivision	BELLE VISTA PARK
Legal Block	G&H
Legal Lot Number	10
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	3
Census Block	3000
Census Tract	405600

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	859 E 28TH ST, OAKLAND, CA 94610-4014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 14, 2017	Grant Deed, Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2020 · Amount on Record
Deed Sale	Nov 24, 2020 · Amount on Record
Prior Sale	Sep 14, 2017 · Amount on Record
Deed Document Number	2020323427
Prior Transfer Date	Mar 30, 1994
Prior Transfer Doc	0000126403
Record Updated	Oct 29, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Nov 24, 2020
Property Address	859 E 28TH ST, OAKLAND, CA 94610-4014
Document Number	0000323427
Map Reference	MB 27 PG 13
Instrument Date	Nov 8, 2020
Instrument	2020323427
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$16,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	859 E 28TH ST, OAKLAND, CA 94610-4014

Mortgage

Document Number	0000323428
Date	Nov 24, 2020
Instrument	2020323428

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Sep 14, 2017
Property Address	859 E 28TH ST, OAKLAND, CA 94610-4014
Document Number	0000201900
Instrument Date	Aug 30, 2017
Instrument	201900
Transaction Type	Transfer
Record Updated	Oct 17, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,210.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	859 E 28TH ST OAKLAND CA 946104014, OAKLAND, CA 94610-4014

Mortgage

Document Number	201901
Date	Sep 14, 2017
Instrument	201901

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2047

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,097,060 (+2.01%) Land $331,218 Building $772,842
2025	$15,820.00 (+4.53%)	$1,075,420 (+3.37%) Land $324,726 Building $757,694
2024	$15,134.00 (-5.28%)
2023	$15,977.00 Homeowner's exemption	$1,040,400 Land $312,120 Building $728,280	$1,037,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,063 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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