Cheboygan County property record for 8685 W Black Ln, Cheboygan, MI 49721
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,312 sqft · built 2005 |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Mar 2018) |
| Tax Bill | $3,672 (2025) |
| Deeds & Mortgages | Mar 2018 Second Mortgage Mar 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 105-B06-000-023-00 |
| Primary APN | 105-B06-000-023-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,312 sqft Living Area |
| 1st Floor Area | 2,312 sqft |
| Basement Area | 2,312 sqft |
| Unfinished Basement | 2,312 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Lot Area | 28,750 sqft (0.66 acres) |
| Garage Area | 816 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 8685 W BLACK LN |
|---|---|
| City | CHEBOYGAN |
| State | MI |
| Zip | 49721-9430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLACK RIVER PINES, LOT 23 (SEC 21, T37N,R1W) 516/435;794/421;961/818;963/670;1318/573;1354/825 |
| Legal Range | 01W |
| Legal Township | 023 |
| Legal Section | 21 |
| Legal Subdivision | BLACK RIVER PINES |
| Legal Lot Number | 23 |
| Jurisdiction | CHEBOYGAN MI |
| Township / Civil Division | BENTON |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 960300 |
8685 W Black Ln is owned and occupied by an individual who bought it in March 2018.
Source: Cheboygan County records, as of June 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8685 W BLACK LN, CHEBOYGAN, MI 49721-9430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 2, 2018 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 2, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 2, 2018 · Amount on File |
| Deed Sale | Mar 2, 2018 · Amount on File |
| Prior Sale | Oct 17, 2016 · Amount on File |
| Deed Book / Page | 1354 / 825 |
| Prior Transfer Date | Oct 5, 2004 |
| Prior Transfer Doc | 0963000670 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 8685 W BLACK LN, CHEBOYGAN, MI 49721-9430 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001354/0000000826 |
|---|---|
| Date | Mar 2, 2018 |
| Book Page | 0000001354/0000000826 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Mar 2, 2018 |
| Property Address | 8685 W BLACK LN, CHEBOYGAN, MI 49721-9430 |
| Document Number | 1354/825 |
| Book / Page | 1354 / 825 |
| Instrument Date | Feb 23, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8685 W BLACK LN, CHEBOYGAN, MI 49721-9430 |
The 2025 property tax bill for 8685 W Black Ln was $3,672 with a homeowner's exemption.
Source: Cheboygan County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cheboygan County |
| County Subdivision | Benton Township |
| Unified School District | Cheboygan Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $199,600 | $399,200 | |
| 2025 | $3,672.00 | ||
| 2023 | $161,800 | $323,600 | |
| 2022 | $3,381.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8685 W Black Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 8685 W Black Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Presque Isle Connect Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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