8670 W Black Ln, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 8670 W Black Ln, Cheboygan, MI 49721

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,720 sqft · built 1989
Lot Size	1.05 acres (45,738 sqft)
Owner	Individual Name on Record
Last Sale	$364,000 (Jul 2021)
Tax Bill	$6,455 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`105-B06-000-008-00`

Property Details

APN / Parcel Number

Primary APN	`105-B06-000-008-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,720 sqft Living Area
1st Floor Area	1,720 sqft
Basement Area	1,312 sqft
Unfinished Basement	1,312 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Ranch
Lot Area	45,738 sqft (1.05 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	8670 W BLACK LN
City	CHEBOYGAN
State	MI
Zip	49721-9430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLACK RIVER PINES, LOT 8. (SECS 16&21, T37N,R1W) 506/583;1454/526;1457/139
Legal Range	01W
Legal Township	008
Legal Section	16
Legal Lot Number	8
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	BENTON
Census Block Group	4
Census Block	4003
Census Tract	960300

Owner

Source: Cheboygan County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4550 DEER VALLEY DR, WILLIAMSBURG, MI 49690-9439
Owner Type	Individual
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2025	Deed of Trust, Mortgage CITIZENS NATIONAL BANK OF CHEB
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage MBANK
Jul 26, 2021	Quit Claim Deed, Transfer Quitclaim
Jul 2, 2021	Warranty Deed, Transfer · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2021 · Amount on Record
Deed Sale	Jul 2, 2021 · Amount on Record
Deed Book / Page	1454 / 526
Last Transfer Date	Jul 21, 2021
Transfer Doc	001457/139
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	8670 W BLACK LN, CHEBOYGAN, MI 49721-9430
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8670 W BLACK LN, CHEBOYGAN, MI 49721-9430

Mortgage

Document Number	0000001563/0000000254
Date	Sep 8, 2025
Book Page	0000001563/0000000254

Lender

Name	CITIZENS NATIONAL BANK OF CHEB

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	8670 W BLACK LN, CHEBOYGAN, MI 49721-9430
Transaction Type	Mortgage
Record Updated	Jun 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8670 W BLACK LN, CHEBOYGAN, MI 49721-9430

Mortgage

Document Number	0000001422/0000000365
Date	Aug 24, 2020
Book Page	0000001422/0000000365

Lender

Name	MBANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2035

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Jul 26, 2021
Property Address	8670 W BLACK LN, CHEBOYGAN, MI 49721-9430
Document Number	001457/139
Book / Page	1457 / 139
Instrument Date	Jul 21, 2021
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4550 DEER VALLEY DR, WILLIAMSBURG, MI 49690-9439

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Jul 2, 2021
Property Address	8670 W BLACK LN, CHEBOYGAN, MI 49721-9430
Document Number	001454/526
Book / Page	1454 / 526
Instrument Date	Jun 30, 2021
Transaction Type	Transfer
Record Updated	Jun 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4550 DEER VALLEY DR, WILLIAMSBURG, MI 49690-9439

Mortgage

Document Number	0001454527
Date	Jul 2, 2021
Instrument	1454/527

Lender

Name	CITIZENS NATIONAL BANK OF CHEBOYGAN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Benton Township
Unified School District	Cheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$244,900 (+9.57%)	$489,800 (+9.57%)
2025	$6,455.00 (+2.92%)	$223,500 (+32.96%)	$447,000 (+32.96%)
2024	$6,272.00 (+8.78%)
2023		$168,100	$336,200
2022	$5,766.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Presque Isle Connect Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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