8685 Gera Rd, Birch Run, MI 48415 Property Records

Saginaw County property record for 8685 Gera Rd, Birch Run, MI 48415

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,037 sqft · built 1987
Lot Size	5.28 acres (229,997 sqft)
Owner	2 Individual Names on Record
Last Sale	$14,400 (Jan 1985)
Tax Bill	$4,770 (2025)
Deeds & Mortgages	Jul 2026 Transfer Nov 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-10-6-02-3005-005`

Property Details

APN / Parcel Number

Primary APN	`05-10-6-02-3005-005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,037 sqft Living Area
1st Floor Area	1,164 sqft
Basement Area	1,164 sqft
Unfinished Basement	1,164 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Multi-Family
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Asphalt
Lot Area	229,997 sqft (5.28 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Pool Area	648 sqft
Porch	Covered Porch
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	8685 GERA RD
City	BIRCH RUN
State	MI
Zip	48415-9717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	N 1/2 OF FOLLOWING DESC PARCEL N 347.83 FT OF S 1661.05 FT OF W 1/2 OF SW 1/4 5.41 ACRES SEC 2 T10N R6E
Legal Range	06E
Legal Township	10N
Legal Section	02
Legal Subdivision	W5 OF THE SW4 S02T10NR06E
Jurisdiction	SAGINAW MI
Township / Civil Division	BIRCH RUN
Census Block Group	5
Census Block	5017
Census Tract	13100

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19474 W YANKEE RD, HOWARD CITY, MI 49329-9545
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Nov 26, 2025	Deed of Trust, Mortgage · Conventional Mortgage GENISYS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 1985 · Amount on Record
Deed Sale	Jan 20, 1985 · Amount on Record
Deed Book / Page	1675 / 179
Last Transfer Date	Jul 30, 2026
Transfer Doc	0000019752
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Jul 31, 2026
Property Address	8685 GERA RD, BIRCH RUN, MI 48415-9717
Document Number	0000019752
Instrument Date	Jul 30, 2026
Instrument	202619752
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	19474 W YANKEE RD, HOWARD CITY, MI 49329-9545

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	8685 GERA RD, BIRCH RUN, MI 48415-9717
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8685 GERA RD, BIRCH RUN, MI 48415-9717

Mortgage

Document Number	0000027603
Date	Nov 26, 2025
Instrument	2025027603

Lender

Name	GENISYS CU
Type	Credit Union
Address	2100 EXECUTIVE HILLS DR, AUBURN HILLS, MI 48326

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 26, 2030

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Birch Run Township
Unified School District	Frankenmuth School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$248,600 (+29.82%)	$497,200 (+29.82%)
2025	$4,770.00 (+19.34%) Homeowner's exemption
2023		$191,500	$383,000
2022	$3,997.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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