8644 Gera Rd, Birch Run, MI 48415 Property Records

Saginaw County property record for 8644 Gera Rd, Birch Run, MI 48415

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,628 sqft · built 1999
Lot Size	4.72 acres (205,603 sqft)
Owner	Individual Name on Record
Last Sale	$240,124 (Nov 2003)
Tax Bill	$1,380 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-10-6-03-4001-004`

Property Details

APN / Parcel Number

Primary APN	`05-10-6-03-4001-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,628 sqft Living Area
1st Floor Area	1,628 sqft
Basement Area	1,628 sqft
Unfinished Basement	1,628 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	205,603 sqft (4.72 acres)
Garage Area	477 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	67 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	8644 GERA RD
City	BIRCH RUN
State	MI
Zip	48415-9717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	COM AT E 1/4 CORN OF SEC 3 TH S 641.7 FT TO POB TH CONT S 165.06 FT TH W 1278.82 FT TH N 165 FT TH E 1277.89 FT TO POB 4.84 ACRES SEC 3 T10N R6E ***NEW PARCEL 1/16/97
Legal Range	06E
Legal Township	10N
Legal Section	03
Jurisdiction	SAGINAW MI
Township / Civil Division	BIRCH RUN
Census Block Group	5
Census Block	5016
Census Tract	13100

Owner

Source: Saginaw County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8644 GERA RD, BIRCH RUN, MI 48415-9717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage QUICKEN LOANS LLC
Oct 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2003 · Amount on Record
Deed Sale	Nov 20, 2003 · Amount on Record
Prior Sale	Sep 19, 2003 · Amount on Record
Deed Document Number	20037174162
Deed Book / Page	2262 / 1415
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	8644 GERA RD, BIRCH RUN, MI 48415-9717
Transaction Type	Mortgage
Record Updated	Apr 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8644 GERA RD, BIRCH RUN, MI 48415-9717

Mortgage

Document Number	2021014249
Date	Apr 14, 2021
Instrument	2021014249

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	176 Months
Due	Dec 1, 2035

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	8644 GERA RD, BIRCH RUN, MI 48415-9717
Document Number	0000026239
Instrument Date	Oct 16, 2019
Transaction Type	Mortgage
Record Updated	Nov 11, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8644 GERA RD BIRCH RUN MI 484159717, BIRCH RUN, MI 48415-9717

Mortgage

Document Number	0000026239
Date	Oct 23, 2019
Instrument	26239

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 22, 2039

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Birch Run Township
Unified School District	Frankenmuth School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$220,200 (+30.22%)	$440,400 (+30.22%)
2025	$1,380.00 (-61.3%) Homeowner's exemption
2023		$169,100	$338,200
2022	$3,566.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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