8685 103rd Ct, Vero Beach, FL 32967 Property Records

Indian River County property record for 8685 103rd Ct, Vero Beach, FL 32967

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,209 sqft · built 2006
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$204,500 (Jun 2019)
Tax Bill	$5,014 (2025)
Deeds & Mortgages	Jun 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`31-38-28-00005-0040-00001.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-28-00005-0040-00001.0`
Alternative APN	`27243`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,209 sqft Living Area
Gross Area	2,671 sqft
1st Floor Area	2,209 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	130 ft deep x 120 ft wide
View / Lot	Corner
Garage Type	Attached
Garage Area	462 sqft
Driveway	Concrete Driveway
Driveway Area	450 sqft
Porch	Open Porch
Porch Area	382 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8685 103RD CT
City	VERO BEACH
State	FL
Zip	32967-6615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	VERO LAKE ESTATES UNIT N BLK D LOT 1 PBI 6-19
Legal Range	38E
Legal Township	31S
Legal Section	28
Legal Subdivision	VERO LAKE ESTATES UNIT N
Legal Block	D
Legal Lot Number	1
Legal Unit	N
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	FELLSMERE
Census Block Group	2
Census Block	2125
Census Tract	50903

Owner

8685 103rd Ct is owned by two individuals who bought it in June 2019.

Source: Indian River County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1727 DALTON DR, NEW CARLISLE, OH 45344-2309
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2019 · Amount on File
Deed Sale	Jun 3, 2019 · Amount on File
Prior Sale	Dec 2, 2008 · Amount on File
Deed Document Number	201932497
Deed Book / Page	3211 / 1752
Prior Transfer Date	Oct 6, 2015
Prior Transfer Doc	0028860805
Record Updated	Jun 8, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jun 3, 2019
Property Address	8685 103RD CT, VERO BEACH, FL 32967-6615
Document Number	0032111752
Book / Page	003211 / 001752
Instrument Date	May 24, 2019
Instrument	32497
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	SUPREME TITLE SOLUTIONS LLC

Transaction

Amount	Amount on Record
Tax	$1,431.50
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7575 E STATE ROUTE 40 NEW CARLISLE OH 453449679, NEW CARLISLE, OH 45344-9679

Tax Assessment & Valuation

The 2025 property tax bill for 8685 103rd Ct was $5,014.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,014.00	$323,479 Land $48,579 Building $274,900	$323,479 Land $48,579 Building $274,900
2023	$4,549.00 (+9.85%)	$341,192 (+11.96%) Land $39,886 Building $301,306	$341,192 (+11.96%) Land $39,886 Building $301,306
2022	$4,141.00	$304,745 Land $32,727 Building $272,018	$304,745 Land $32,727 Building $272,018

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8685 103rd Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 249 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	249 in force
Nearby Flood Claims	24 (1994–2017)
Claims Outside the SFHA	16 of 24
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Tropical Storm Fay, Aug 2008 · 3 claims Hurricane Frances, Sep 2004 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8685 103rd Ct is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20