Indian River County property record for 8676 103rd Ct, Vero Beach, FL 32967
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,856 sqft · built 2004 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (May 2019) |
| Tax Bill | $5,862 (2025) |
| Deeds & Mortgages | Nov 2022 Transfer May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-38-28-00005-0030-00031.0 |
| Primary APN | 31-38-28-00005-0030-00031.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,856 sqft Living Area |
| Gross Area | 5,190 sqft |
| 1st Floor Area | 3,408 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 25,265 sqft (0.58 acres) |
| Lot Dimensions | 130 ft deep x 120 ft wide |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 1,334 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,122 sqft |
| Pool Area | 384 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 522 sqft |
| Patio Area | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8676 103RD CT |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32967-3235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-3 |
| Legal Description | VERO LAKE ESTATES UNIT N BLK C LOTS 31 & 32 PBI 6-19 |
| Legal Range | 38E |
| Legal Township | 31S |
| Legal Section | 28 |
| Legal Subdivision | VERO LAKE ESTATES UNIT N |
| Legal Block | C |
| Legal Lot Number | 31,32 |
| Legal Unit | N |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | FELLSMERE |
| Census Block Group | 2 |
| Census Block | 2124 |
| Census Tract | 50903 |
8676 103rd Ct is owned and occupied by two individuals who acquired it in October 2022.
Source: Indian River County records, as of March 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8676 103RD CT, VERO BEACH, FL 32967-3235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 18, 2022 | Intrafamily Transfer, Transfer ACCOMMODATION |
| May 30, 2019 | Warranty Deed, Transfer · Conventional Mortgage ACOPIA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2019 · Amount on File |
| Deed Sale | May 30, 2019 · Amount on File |
| Prior Sale | Sep 4, 2002 · Amount on File |
| Deed Document Number | 201931873 |
| Deed Book / Page | 3210 / 2279 |
| Last Transfer Date | Oct 5, 2022 |
| Transfer Doc | 0035840649 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Nov 18, 2022 |
| Property Address | 8676 103RD CT, VERO BEACH, FL 32967-3235 |
| Document Number | 0035840649 |
| Book / Page | 3584 / 649 |
| Map Reference | MB 6 PG 19 |
| Instrument Date | Oct 5, 2022 |
| Instrument | 3120220067513 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8676 103RD CT, 8676, VERO BEACH, FL 32967-3235 |
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 8676 103RD CT, VERO BEACH, FL 32967-3235 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | May 30, 2019 |
| Property Address | 8676 103RD CT, VERO BEACH, FL 32967-3235 |
| Document Number | 0032102279 |
| Book / Page | 003210 / 002279 |
| Instrument Date | May 24, 2019 |
| Instrument | 31873 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2020 |
| Title Company | PROFESSIONAL TITLE/INDIAN RIVE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,310.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8676 103RD CT VERO BEACH FL 329673235, VERO BEACH, FL 32967-3235 |
| Document Number | 32102280 |
|---|---|
| Date | May 30, 2019 |
| Book Page | 003210/002280 |
| Instrument | 31874 |
| Name | ACOPIA |
|---|---|
| Address | GOODLETTSVILLE, TN 37072 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 29, 2049 |
The 2025 property tax bill for 8676 103rd Ct was $5,862 with a homeowner's exemption.
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,862.00 Homeowner's exemption | $423,523 | $561,489 Land $78,775 Building $482,714 |
| 2023 | $5,252.00 (+2.72%) | $399,599 (+3%) | $593,865 (+11.98%) Land $64,680 Building $529,185 |
| 2022 | $5,113.00 | $387,960 | $530,342 Land $53,070 Building $477,272 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8676 103rd Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 249 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 249 in force |
| Nearby Flood Claims | 24 (1994–2017) |
| Claims Outside the SFHA | 16 of 24 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8676 103rd Ct is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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