868 Spring Brook Dr, San Ramon, CA 94582 Property Records

Contra Costa County property record for 868 Spring Brook Dr, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,366 sqft · built 1994
Lot Size	0.106 acres (4,617 sqft)
Owner	Company Name on Record
Last Sale	$1,980,000 (Jun 2024)
Tax Bill	$23,147 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`210-800-085-8`

Property Details

APN / Parcel Number

Primary APN	`210-800-085-8`
Alternative APN	`210-800-085`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,366 sqft Living Area
1st Floor Area	1,249 sqft
2nd Floor Area	1,117 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2000
Lot Area	4,617 sqft (0.106 acres)
Garage Type	Attached
Garage Area	443 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	868 SPRING BROOK DR
City	SAN RAMON
State	CA
Zip	94582-5632
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T7225 POR L18
Legal Subdivision	SUBDIVISION 7225
Legal Tract	7225
Legal Lot Number	18
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1000
Census Tract	345103

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	868 SPRING BROOK DR, SAN RAMON, CA 94582-5632
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage THE GOLDEN 1 CU
Oct 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2024 · Amount on Record
Deed Sale	Jun 3, 2024 · Amount on Record
Prior Sale	Oct 6, 2004 · Amount on Record
Deed Document Number	202452169
Prior Transfer Date	Aug 30, 2010
Prior Transfer Doc	0000189358
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	868 SPRING BROOK DR, SAN RAMON, CA 94582-5632
Transaction Type	Mortgage
Record Updated	Oct 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	868 SPRING BROOK DR, SAN RAMON, CA 94582-5632

Mortgage

Document Number	0000111370
Date	Oct 22, 2025
Instrument	2025- 111370

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	8945 CAL CENTER DR, SACRAMENTO, CA 95826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.5%
Index	Other
Max Rate	10.5%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	868 SPRING BROOK DR, SAN RAMON, CA 94582-5632
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000167380
Date	Oct 23, 2018
Instrument	2018-167380

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	868 SPRING BROOK DR, SAN RAMON, CA 94582-5632
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	868 SPRING BROOK DR, SAN RAMON, CA 94582-5632

Mortgage

Document Number	0000040852
Date	Feb 10, 2021
Instrument	2021-040852

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,059,992 (+2%) Land $1,144,440 Building $915,552
2025	$23,147.00 (+85.86%)	$2,019,600 (+94.63%) Land $1,122,000 Building $897,600
2023	$12,454.00 (+0.71%) Homeowner's exemption	$1,037,649 Land $468,918 Building $568,731
2022	$12,366.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	12 (1998–2022)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Etheric Networks.

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