Cabarrus County property record for 868 Pineridge Pl SE, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,200 sqft · built 1958 |
| Lot Size | 0.37 acres (16,100 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $192,000 (Aug 2019) |
| Tax Bill | $2,291 (2023) |
| Deeds & Mortgages | Jul 2026 Line of Credit Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5630 50 3121 |
| Primary APN | 5630 50 3121 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| Gross Area | 2,276 sqft |
| 1st Floor Area | 1,200 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,100 sqft (0.37 acres) |
| Lot Dimensions | 140 ft deep x 115 ft wide |
| Garage Type | Carport |
| Garage Area | 260 sqft |
| Carport | Carport |
| Carport Area | 260 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 450 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
| Porch Area | 148 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 132637 |
|---|---|
| Street Address | 868 PINERIDGE PL SE |
| City | CONCORD |
| State | NC |
| Zip | 28025-3832 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RV |
| Legal Description | LTS 10-13 VIRGINIA HEIGHTS |
| Legal Subdivision | PINE RIDGE |
| Legal Lot Number | 10-13 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 12, CONCORD |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 42202 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 868 PINERIDGE PL SE, CONCORD, NC 28025-3832 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2026 | Deed of Trust, Mortgage · Line of Credit CAPITAL LENDING |
| Oct 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK |
| Aug 28, 2019 | Warranty Deed, Transfer PINNACLE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2019 · Amount on Record |
| Deed Sale | Aug 28, 2019 · Amount on Record |
| Prior Sale | Aug 27, 2007 · Amount on Record |
| Deed Book / Page | 13685 / 309 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jul 10, 2026 |
| Property Address | 868 PINERIDGE PL SE, CONCORD, NC 28025-3832 |
| Document Number | 0000016375 |
| Book / Page | 18078 / 64 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 202616375 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 868 PINERIDGE PL SE, CONCORD, NC 28025-3832 |
| Document Number | 0000016375, |
|---|---|
| Date | Jul 10, 2026 |
| Book Page | 18078/64 |
| Instrument | 202616375 |
| Name | CAPITAL LENDING |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 21, 2046 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 868 PINERIDGE PL SE, CONCORD, NC 28025-3832 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0015574189 |
|---|---|
| Date | Oct 14, 2021 |
| Book Page | 15574/189 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Aug 28, 2019 |
| Property Address | 868 PINERIDGE PL SE, CONCORD, NC 28025-3832 |
| Document Number | 309311 |
| Book / Page | 000309 / 000311 |
| Instrument Date | Aug 27, 2019 |
| Instrument | 22750 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $384.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 868 PINERIDGE PL SE CONCORD NC 280253832, CONCORD, NC 28025-3832 |
| Document Number | 13685312 |
|---|---|
| Date | Aug 28, 2019 |
| Book Page | 013685/000312 |
| Instrument | 22751 |
| Name | PINNACLE BK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 27, 2049 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $270,770 (-) Land $55,000 Building $215,770 | ||
| 2025 | $270,770 (+44.16%) Land $55,000 Building $215,770 | ||
| 2024 | $270,770 (+44.16%) Land $55,000 Building $215,770 | ||
| 2023 | $2,291.00 | $187,820 Land $40,000 Building $147,820 | $187,820 Land $40,000 Building $147,820 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures