Cabarrus County property record for 865 Pineridge Pl SE, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,339 sqft · built 1960 |
| Lot Size | 0.497 acres (21,649 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $220,000 (Aug 2020) |
| Tax Bill | $2,363 (2023) |
| Deeds & Mortgages | Oct 2025 Second Mortgage Mar 2023 Second Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5630 50 3380 |
| Primary APN | 5630 50 3380 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,339 sqft Living Area |
| Gross Area | 2,057 sqft |
| 1st Floor Area | 1,339 sqft |
| Sunroom | Sunroom |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,649 sqft (0.497 acres) |
| Lot Dimensions | 206 ft deep x 83 ft wide |
| Garage Type | Mixed |
| Garage Area | 255 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 516 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 242 sqft |
| Patio Area | 242 sqft |
| Storage Building | 45 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 139942 |
|---|---|
| Street Address | 865 PINERIDGE PL SE |
| City | CONCORD |
| State | NC |
| Zip | 28025-3832 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RV |
| Legal Description | LTS 1-3 VIRGINIA HEIGHTS |
| Legal Subdivision | PINE RIDGE |
| Legal Lot Number | 1-3 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 12, CONCORD |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 42202 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 865 PINERIDGE PL SE, CONCORD, NC 28025-3832 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 21, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Mar 21, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| May 17, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Aug 28, 2020 | Warranty Deed, Transfer · VA Mortgage QUICKEN LOANS LLC |
| Aug 10, 2017 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Feb 20, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2020 · Amount on Record |
| Deed Sale | Aug 28, 2020 · Amount on Record |
| Prior Sale | Aug 10, 2017 · Amount on Record |
| Deed Book / Page | 14454 / 248 |
| Prior Transfer Date | Feb 17, 2017 |
| Prior Transfer Doc | 12365178 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 865 PINERIDGE PL SE, CONCORD, NC 28025-3832 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0001767990 |
|---|---|
| Date | Oct 21, 2025 |
| Book Page | 17679/90 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 865 PINERIDGE PL SE, CONCORD, NC 28025-3832 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0016415103 |
|---|---|
| Date | Mar 21, 2023 |
| Book Page | 16415/103 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 865 PINERIDGE PL SE, CONCORD, NC 28025-3832 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0015176125 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 15176/125 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Aug 28, 2020 |
| Property Address | 865 PINERIDGE PL SE, CONCORD, NC 28025-3832 |
| Document Number | 0014454248 |
| Book / Page | 14454 / 248 |
| Map Reference | MB 9 PG 26 |
| Instrument Date | Aug 28, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $440.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 272 IKERD DR SE, 272, CONCORD, NC 28025-3800 |
| Name | Verified Name |
|---|---|
| Address | 865 PINERIDGE PL SE, CONCORD, NC 28025-3832 |
| Document Number | 0014454251 |
|---|---|
| Date | Aug 28, 2020 |
| Instrument | 14454/251 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Aug 10, 2017 |
| Property Address | 865 PINERIDGE PL SE, CONCORD, NC 28025-3832 |
| Document Number | 0012621163 |
| Book / Page | 12621 / 0163 |
| Map Reference | MB9 PG26 |
| Instrument Date | Aug 10, 2017 |
| Instrument | 12621-0163 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 300 PEACEFUL LN, 300, CHINA GROVE, NC 28023-9713 |
| Name | Verified Name |
|---|---|
| Address | 865 PINERIDGE PL SE, CONCORD, NC 28025-3832 |
| Document Number | 0126210166 |
|---|---|
| Date | Aug 10, 2017 |
| Instrument | 12621-0166 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Feb 20, 2017 |
| Property Address | 865 PINERIDGE PL SE, CONCORD, NC 28025-3832 |
| Document Number | 12365178 |
| Book / Page | 012365 / 000178 |
| Instrument Date | Feb 17, 2017 |
| Instrument | 4215 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 300 PEACEFUL LN CHINA GROVE NC 280239713, CHINA GROVE, NC 28023-9713 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $312,390 (-) Land $55,000 Building $257,390 | ||
| 2025 | $312,390 (+61.31%) Land $55,000 Building $257,390 | ||
| 2024 | $312,390 (+61.31%) Land $55,000 Building $257,390 | ||
| 2023 | $2,363.00 | $193,660 Land $40,000 Building $153,660 | $193,660 Land $40,000 Building $153,660 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
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