868 N 2nd St, #72, El Cajon, CA 92021 Property Records

San Diego County property record for 868 N 2nd St, #72, El Cajon, CA 92021

Property Summary

Property Type	Mixed Use Store/Office
Details	2,450 sqft · built 1958
Lot Size	0.177 acres (7,707 sqft)
Owner	2 Company Names on Record
Last Sale	$1,700,000 (Feb 2025)
Tax Bill	$6,030 (2025)
Deeds & Mortgages	Dec 2023 Construction Loan Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`484-251-63-00`

Property Details

APN / Parcel Number

Primary APN	`484-251-63-00`

Interior

Building Area	2,450 sqft Total Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	7,707 sqft (0.177 acres)

Location & Zoning

Street Address	868 N 2ND ST, 72
City	EL CAJON
State	CA
Zip	92021-5806
Property Category	Commercial
Property Type	Commercial > Retail > Mixed Use Store/Office
Local Zoning Code	C-G
Legal Description	BLK 19 LOT 6 /EXC ST WID/ TR 001856
Legal Subdivision	BOSTONIA ACRES
Legal Tract	001856
Legal Block	19
Legal Lot Number	6
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	16302

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	113 JAMACHA RD, EL CAJON, CA 92019-2357
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Deed of Trust, Mortgage · Construction Mortgage HOME BANK OF CALIFORNIA
Nov 30, 2017	Deed of Trust, Mortgage HOME BK/CA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2025 · Amount on Record
Deed Sale	Feb 25, 2025 · Amount on Record
Prior Sale	Nov 23, 2016 · Amount on Record
Deed Document Number	202548199
Prior Transfer Date	Nov 21, 2016
Prior Transfer Doc	0000644732
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	868 N 2ND ST # 72, 72, EL CAJON, CA 92021-5806
Transaction Type	Mortgage
Record Updated	Jan 9, 2024
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4192 CONRAD DR, SPRING VALLEY, CA 91977-1311

Mortgage

Document Number	0000356247
Date	Dec 29, 2023
Instrument	2023-0356247

Lender

Name	HOME BANK OF CALIFORNIA
Type	Bank
Address	SAN DIEGO, CA 92123

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 21, 2024

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	868 N 2ND ST # 72, 72, EL CAJON, CA 92021-5806
Document Number	0000561086
Instrument Date	Nov 30, 2017
Transaction Type	Mortgage
Record Updated	Dec 6, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4192 CONRAD DR SPRING VALLEY CA 919771311, SPRING VALLEY, CA 91977-1311

Mortgage

Document Number	0000561086
Date	Dec 1, 2017
Instrument	561086

Lender

Name	HOME BK/CA
Type	Bank
Address	SAN DIEGO, CA 92123

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$816,000 (+82.62%) Land $428,400 Building $387,600
2025	$6,030.00 (+0.89%)	$446,818 (+4.04%) Land $249,522 Building $197,296
2023	$5,977.00 (+4.66%)	$429,470 Land $239,834 Building $189,636
2022	$5,711.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 628 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Wyyerd Connect.

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