868 Henry Ruff Rd, Mill Spring, NC 28756 Property Records

Polk County property record for 868 Henry Ruff Rd, Mill Spring, NC 28756 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms1 Beds
Bathrooms1 Baths
Year BuiltBuilt 1985
Square Footage552 sqft Finished Area
Lot Size702,187 sqft (16.1 acres)
OccupancyOwner Occupied
Last Sale$765,000 (2022)
Tax Bill$4,595.00 (2025)

Property Details

APN / Parcel Number

Primary APNP53-43
Alternative APN
  • 27939

Interior

Bedrooms1 Beds
Full Baths1 Baths
Total Rooms2 Rooms
Building Area552 sqft Finished Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialWood Siding Exterior
Roof MaterialShingle Roof
Lot Area702,187 sqft (16.1 acres)
Garage TypeCarport Garage
CarportCarport
Pool Area512 sqft Pool
Total Buildings2 Total Buildings

Location & Zoning

Account Number27939
Street Address868 HENRY RUFF RD
CityMILL SPRING
StateNC
Zip28756-5649
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description16.12 ACRES, 500 500 COUNTY RURAL
Legal SubdivisionCOUNTY RURAL
JurisdictionPOLK NC
Minor Civil DivisionCOOPER GAP
Census Blockgroup3
Census Block3027
Census Tract920201

Owner

Source: Polk County records · APN P53-43

Assessment roll updated September 30, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address868 HENRY RUFF RD, MILL SPRING, NC 28756-5649
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2022Warranty Deed, Transfer · Veterans Administration Mortgage
FIRST FEDERAL BANK OF KANSAS CITY
Dec 12, 2018Deed of Trust, Mortgage · Stand Alone Refinance
QUICKEN LOANS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 28, 2022 · Amount on Record
Deed SaleFeb 28, 2022 · Amount on Record
Prior SaleJun 29, 2002
Deed Doc Number2022
Deed Book / Page467 / 2227
Record RefreshedSep 20, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK NC
Recording DateFeb 28, 2022
Property Address868 HENRY RUFF RD, MILL SPRING, NC 28756-5649
Document Number00467/2227
Book / Page467 / 2227
Instrument DateFeb 28, 2022
Transaction TypeTransfer
Record UpdatedMar 24, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,530.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 453, MILL SPRING, NC 28756-0453

Transferred To (Grantee/Buyer)

NameVerified Name
Address868 HENRY RUFF RD, MILL SPRING, NC 28756-5649

Mortgage

Document Number0004672231
DateFeb 28, 2022
Instrument467/2231
Lender
NameFIRST FEDERAL BANK OF KANSAS CITY
TypeBank
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK NC
Property Address868 HENRY RUFF RD, MILL SPRING, NC 28756-5649
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number437/1540
DateDec 12, 2018
Book Page437/1540
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term373 Months
DueJan 01, 2050

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyPolk County
Unified School DistrictPolk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,595.00 (+14.1%)$914,781 (+46.02%) Land $180,610 Building $734,171$914,781 (+46.02%) Land $180,610 Building $734,171
2023$4,027.00$626,488 Land $110,600 Building $515,888
2021$626,488 Land $110,600 Building $515,888

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