Polk County property record for 1004 Henry Ruff Rd, Mill Spring, NC 28756 · Last verified October 2025
| Property Type | Other > Other Improved |
|---|---|
| Lot Size | 879,912 sqft (20.2 acres) |
| Last Sale | $121,500 (2022) |
| Tax Bill | $2,285.00 (2025) |
Source: Polk County records · APN P53-32
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 868 HENRY RUFF RD, MILL SPRING, NC 28756-5649 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 01, 2022 | Deed of Trust, Mortgage · Veterans Administration Mortgage VANDERBILT MORTGAGE & FINANCE INC |
| Sep 02, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 02, 2022 · Amount on Record |
| Deed Sale | Sep 02, 2022 · Amount on Record |
| Deed Doc Number | 0004721816 |
| Deed Book / Page | 472 / 1816 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 1004 HENRY RUFF RD, MILL SPRING, NC 28756-0666 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00474/1616 |
|---|---|
| Date | Dec 01, 2022 |
| Book Page | 474/1616 |
| Name | VANDERBILT MORTGAGE & FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30361 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Sep 02, 2022 |
| Property Address | 1004 HENRY RUFF RD, MILL SPRING, NC 28756-0666 |
| Document Number | 00472/1816 |
| Book / Page | 472 / 1816 |
| Map Reference | MB 71 PG 58 |
| Instrument Date | Sep 02, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $243.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2327 SETH THOMAS RD, CHARLOTTE, NC 28210-6746 |
| Name | Verified Name |
|---|---|
| Address | 868 HENRY RUFF RD, MILL SPRING, NC 28756-5649 |
Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,285.00 (+4,761.7%) | $454,962 (+6,088.28%) Land $202,600 Building $252,362 | $454,962 (+350.46%) Land $202,600 Building $252,362 |
| 2023 | $47.00 | $7,352 Land $7,352 | |
| 2021 | $101,000 Land $101,000 |
Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 55% of the US · above 77% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 714 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | P53-32 |
|---|---|
| Alternative APN |
|
| Lot Area | 879,912 sqft (20.2 acres) |
|---|
| Account Number | 12518 |
|---|---|
| Street Address | 1004 HENRY RUFF RD |
| City | MILL SPRING |
| State | NC |
| Zip | 28756-0666 |
| Property Usage | Other Property Usage |
| Type | Other > Other Improved |
| Legal Description | 500, 500 500 COUNTY RURAL |
| Legal Subdivision | COUNTY RURAL |
| Jurisdiction | POLK NC |
| Minor Civil Division | COOPER GAP |
| Census Blockgroup | 3 |
| Census Block | 3027 |
| Census Tract | 920201 |
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