868 Cobb Rd, Shoreview (Saint Paul), MN 55126 Property Records

Ramsey County property record for 868 Cobb Rd, Shoreview, MN 55126

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,260 sqft · built 1966
Lot Size0.322 acres (14,040 sqft)
OwnerIndividual Name on Record
Last Sale$445,000 (Aug 2022)
Tax Bill$6,030 (2025)
Deeds & MortgagesJun 2026 Mortgage
Nov 2025 Transfer
Flood ZoneZone X (minimal risk)
APN35-30-23-31-0048

Property Details

APN / Parcel Number

Primary APN35-30-23-31-0048
Alternative APNs
  • 8320090
  • 361125

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,260 sqft Living Area
1st Floor Area1,260 sqft
Basement Area600 sqft
Finished Basement600 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1985
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Lot Area14,040 sqft (0.322 acres)
Lot Dimensions135 ft deep x 104 ft wide
Garage TypeAttached
Garage Area572 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
Water SourceWell

Location & Zoning

Account Number361125
Street Address868 COBB RD
CitySAINT PAUL
StateMN
Zip55126-3804
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNSET PARK LOT 1 BLK 7
Legal Range23
Legal Township30
Legal Section35
Legal SubdivisionSUNSET PARK
Legal Block7
Legal Lot Number1
JurisdictionRAMSEY MN
Township / Civil DivisionSHOREVIEW
Census Block Group2
Census Block2014
Census Tract40704

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address868 COBB RD, SAINT PAUL, MN 55126-3804
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROYAL CREDIT UNION
Nov 3, 2025Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 23, 2022 · Amount on Record
Deed SaleAug 23, 2022 · Amount on Record
Deed Document Number20224960896
Prior Transfer DateDec 15, 2015
Prior Transfer Doc0004588248
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Recording DateJun 23, 2026
Property Address868 COBB RD, SAINT PAUL, MN 55126-3804
Document Number0005110684
Instrument DateJun 22, 2026
Instrument20265110684
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005110684,
DateJun 23, 2026
Instrument20265110684
Lender
NameROYAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.51%
Initial TypeFixed Rate
Max Rate-1%

November 2025: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionRAMSEY MN
Recording DateNov 3, 2025
Property Address868 COBB RD, SHOREVIEW, MN 55126-3804
Document Number0A05085008
Instrument DateSep 30, 2025
InstrumentA05085008
Transaction TypeTransfer
Record UpdatedNov 12, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12169 HART AVE NW, ANNANDALE, MN 55302-2222

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalityShoreview City
Unified School DistrictRoseville Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$413,700 (-2.7%) Land $106,100 Building $307,600$413,700 (-2.7%) Land $106,100 Building $307,600
2025$6,030.00 (+15.47%)$425,200 (+0.35%) Land $106,100 Building $319,100$425,200 (+0.35%) Land $106,100 Building $319,100
2023$5,222.00 Homeowner's exemption$423,700 Land $106,100 Building $317,600$423,700 Land $106,100 Building $317,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemShoreview
serves 26,750 people · EPA ID MN1620020
Water SourceGroundwater
Last State InspectionNov 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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