898 Cobb Rd, Shoreview (Saint Paul), MN 55126 Property Records

Ramsey County property record for 898 Cobb Rd, Shoreview, MN 55126

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,742 sqft · built 1964
Lot Size0.248 acres (10,800 sqft)
Owner2 Individual Names on Record
Last Sale$445,000 (Aug 2022)
Tax Bill$6,524 (2025)
Deeds & MortgagesJan 2026 Line of Credit
Aug 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN35-30-23-31-0052

Property Details

APN / Parcel Number

Primary APN35-30-23-31-0052
Alternative APNs
  • 8161987
  • 188474

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area1,742 sqft Living Area
1st Floor Area902 sqft
Basement Area350 sqft
Finished Basement350 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1985
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Lot Area10,800 sqft (0.248 acres)
Lot Dimensions135 ft deep x 80 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
Water SourceWell

Location & Zoning

Account Number188474
Street Address898 COBB RD
CitySAINT PAUL
StateMN
Zip55126-3804
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNSET PARK W 60 FT OF LOT 5 AND EX W 55 FT LOT 6 BLK 7
Legal Range23
Legal Township30
Legal Section35
Legal SubdivisionSUNSET PARK
Legal Block7
Legal Lot Number5,6
JurisdictionRAMSEY MN
Township / Civil DivisionSHOREVIEW
Census Block Group2
Census Block2014
Census Tract40704

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address898 COBB RD, SAINT PAUL, MN 55126-3804
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2026Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Aug 23, 2022Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 15, 2022 · Amount on Record
Deed SaleAug 15, 2022 · Amount on Record
Prior SaleMay 28, 2014 · Amount on Record
Deed Document Number20221455284
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address898 COBB RD, SHOREVIEW, MN 55126-3804
Transaction TypeMortgage
Record UpdatedJan 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0A05093130
DateJan 15, 2026
InstrumentA05093130
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJan 29, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateAug 23, 2022
Property Address898 COBB RD, SHOREVIEW, MN 55126-3804
Document Number0A04960896
Instrument DateAug 15, 2022
InstrumentA04960896
Transaction TypeTransfer
Record UpdatedAug 31, 2022
Title CompanyBURNETT TITLE, BURNET TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,468.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address898 COBB RD, SHOREVIEW, MN 55126-3804

Mortgage

Document Number0A04960897
DateAug 23, 2022
InstrumentA04960897
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address898 COBB RD, SHOREVIEW, MN 55126-3804
Transaction TypeMortgage
Record UpdatedMar 3, 2021
Title CompanyTITLE SMART INC, TITLESMART INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A04866380
DateFeb 24, 2021
InstrumentA04866380
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalityShoreview City
Unified School DistrictRoseville Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$486,800 (+2.46%) Land $87,000 Building $399,800$486,800 (+2.46%) Land $87,000 Building $399,800
2025$6,524.00 (+5.77%) Homeowner's exemption$475,100 (+6.38%) Land $87,000 Building $388,100$475,100 (+6.38%) Land $87,000 Building $388,100
2024$6,168.00 (+15.2%)
2023$5,354.00 Homeowner's exemption$446,600 Land $87,000 Building $359,600$446,600 Land $87,000 Building $359,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 92% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemShoreview
serves 26,750 people · EPA ID MN1620020
Water SourceGroundwater
Last State InspectionNov 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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