Cheboygan County property record for 868 Chippewa Beach Rd, Indian River, MI 49749
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.83 acres (36,155 sqft) |
| Owner | Company Name on File |
| Tax Bill | $3,938 (2025) |
| Deeds & Mortgages | Sep 2026 Transfer Jul 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 161-W85-000-014-00 |
| Primary APN | 161-W85-000-014-00 |
|---|
| Lot Area | 36,155 sqft (0.83 acres) |
|---|
| Street Address | 868 CHIPPEWA BEACH RD |
|---|---|
| City | INDIAN RIVER |
| State | MI |
| Zip | 49749-8438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP OF WAUBUN BEACH, LOT 14. (SECS 2&11, T35N,R3W) 398/210;1132/627; 1187/178;1253/108 |
| Legal Range | 03W |
| Legal Township | 014 |
| Legal Section | 02 |
| Legal Subdivision | WAUBUN BEACH |
| Legal Lot Number | 14 |
| Jurisdiction | CHEBOYGAN MI |
| Township / Civil Division | TUSCARORA |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 960600 |
868 Chippewa Beach Rd is owned by a company that acquired it in September 2026 and is owner-occupied.
Source: Cheboygan County records, as of September 30, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1221 BOWERS ST, BIRMINGHAM, MI 48012-7107 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 18, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Jul 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage MERCANTILE BANK |
| Jul 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2026 |
| Deed Sale | Sep 18, 2026 |
| Prior Sale | Jul 27, 2026 |
| Deed Book / Page | 1593 / 273 |
| Prior Transfer Date | Sep 17, 2026 |
| Prior Transfer Doc | 1593000273 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Sep 18, 2026 |
| Property Address | 868 CHIPPEWA BEACH RD, INDIAN RIVER, MI 49749-8438 |
| Document Number | 1593000273 |
| Book / Page | 1593 / 273 |
| Instrument Date | Sep 17, 2026 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1221 BOWERS ST, BIRMINGHAM, MI 48012-7107 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Jul 27, 2026 |
| Property Address | 868 CHIPPEWA BEACH RD, INDIAN RIVER, MI 49749-8438 |
| Document Number | 1588000261 |
| Book / Page | 1588 / 261 |
| Instrument Date | Jul 23, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31700 W BELL VINE TRL, BEVERLY HILLS, MI 48025-3715 |
| Document Number | 1588000266, |
|---|---|
| Date | Jul 27, 2026 |
| Book Page | 1588/266 |
| Name | MERCANTILE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 5.88% |
|---|---|
| Type Change Date | Aug 1, 2031 |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Jul 27, 2026 |
| Property Address | 868 CHIPPEWA BEACH RD, INDIAN RIVER, MI 49749-8438 |
| Document Number | 1588000266 |
| Book / Page | 1588 / 266 |
| Instrument Date | Jul 23, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 31700 W BELL VINE TRL, BEVERLY HILLS, MI 48025-3715 |
| Document Number | 1588000266, |
|---|---|
| Date | Jul 27, 2026 |
| Book Page | 1588/266 |
| Name | MERCANTILE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 5.87% |
|---|---|
| Type Change Date | Aug 1, 2020 |
| Max Rate | -1% |
The 2025 property tax bill for 868 Chippewa Beach Rd was $3,938 with a homeowner's exemption.
Source: Cheboygan County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cheboygan County |
| County Subdivision | Tuscarora Township |
| Unified School District | Inland Lakes Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $342,800 | $685,600 | |
| 2025 | $3,938.00 | ||
| 2023 | $228,600 | $457,200 | |
| 2022 | $3,455.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 868 Chippewa Beach Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 868 Chippewa Beach Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Presque Isle Connect Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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