Carroll County property record for 867 Snowfall Way, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,760 sqft · built 1986 |
| Lot Size | 0.23 acres (10,034 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $265,000 (Jun 2010) |
| Tax Bill | $4,050 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-089368 |
| Primary APN | 07-089368 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,760 sqft Total Area |
| Basement Area | 198 sqft |
| Finished Basement | 198 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,034 sqft (0.23 acres) |
| Deck Area | 284 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 089368 |
|---|---|
| Street Address | 867 SNOWFALL WAY |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-4623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-100 |
| Legal Description | LT 54 - 10034 SQ FT N/S SNOWFALL WAY 26-152 AUTUMN RIDGE SC 3 |
| Legal Subdivision | AUTUMN RDG SEC 03 |
| Legal Lot Number | 54 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 507601 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 867 SNOWFALL WAY, WESTMINSTER, MD 21157-4623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 16, 2025 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 24, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2010 · Amount on Record |
| Deed Sale | Jun 25, 2010 · Amount on Record |
| Prior Sale | Dec 14, 2005 |
| Deed Document Number | 201093426 |
| Deed Book / Page | 6219 / 318 |
| Prior Transfer Date | Nov 18, 2005 |
| Prior Transfer Doc | 0047010001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 867 SNOWFALL WAY, WESTMINSTER, MD 21157-4623 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2025 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 867 SNOWFALL WAY, WESTMINSTER, MD 21157-4623 |
| Document Number | 0116450480 |
|---|---|
| Date | Dec 16, 2025 |
| Book Page | 11645/480 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Apr 1, 2031 |
| Change Frequency | Annually |
| Max Rate At Change | 5.75% |
| Index | 12-Month MTA |
| Max Rate | 5.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 867 SNOWFALL WAY, WESTMINSTER, MD 21157-4623 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0104210364 |
|---|---|
| Date | Aug 24, 2021 |
| Book Page | 10421/364 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,050.00 (+6.49%) | $361,700 (+6.52%) Land $120,000 Building $241,700 | $361,700 (-) Land $120,000 Building $241,700 |
| 2025 | $3,803.00 (+14%) | $339,567 (+14.99%) | $361,700 (+22.49%) Land $120,000 Building $241,700 |
| 2023 | $3,336.00 | $295,300 Land $120,000 Building $175,300 | $295,300 Land $120,000 Building $175,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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